| 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | 2022年年报 | 2022年三季报 | 2022年中报 | 2022年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 |
| 截止日期 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 11,784,000.00 | 5,840,000.00 | 26,993,000.00 | 20,512,000.00 | 13,612,000.00 | 6,845,000.00 | 27,043,000.00 | 19,911,000.00 | 12,898,000.00 | 6,200,000.00 |
| 净利息收入(元) | 10,339,000.00 | 5,133,000.00 | 24,358,000.00 | 18,800,000.00 | 12,505,000.00 | 6,291,000.00 | 24,339,000.00 | 17,791,000.00 | 11,446,000.00 | 5,468,000.00 |
| 利息收入合计(元) | 17,363,000.00 | 8,609,000.00 | 33,755,000.00 | 25,142,000.00 | 16,421,000.00 | 7,951,000.00 | 26,754,000.00 | 19,283,000.00 | 12,365,000.00 | 5,934,000.00 |
| 利息支出合计(元) | 7,024,000.00 | 3,476,000.00 | 9,397,000.00 | 6,342,000.00 | 3,916,000.00 | 1,660,000.00 | 2,415,000.00 | 1,492,000.00 | 919,000.00 | 466,000.00 |
| 卡类收入(元) | 405,000.00 | 195,000.00 | 846,000.00 | 632,000.00 | 420,000.00 | 205,000.00 | 846,000.00 | - | - | - |
| 手续费及佣金收入(元) | 552,000.00 | 265,000.00 | 1,045,000.00 | 792,000.00 | 536,000.00 | 273,000.00 | 1,104,000.00 | 834,000.00 | 557,000.00 | 242,000.00 |
| 资产处置损益(元) | 14,000.00 | 11,000.00 | -41,000.00 | -41,000.00 | -42,000.00 | 3,000.00 | -14,000.00 | - | - | - |
| 保险收入(元) | 435,000.00 | 215,000.00 | 761,000.00 | 328,000.00 | 214,000.00 | 105,000.00 | 341,000.00 | 262,000.00 | 196,000.00 | 98,000.00 |
| 减：贷款损失准备(元) | -637,000.00 | -352,000.00 | -1,043,000.00 | -1,011,000.00 | -812,000.00 | -625,000.00 | 725,000.00 | 500,000.00 | 500,000.00 | 400,000.00 |
| 其他收入(元) | 39,000.00 | 21,000.00 | 24,000.00 | 1,000.00 | -21,000.00 | -32,000.00 | 427,000.00 | 1,024,000.00 | 699,000.00 | 392,000.00 |
| 营业支出(元) | 9,892,000.00 | 4,995,000.00 | 21,817,000.00 | 16,614,000.00 | 11,418,000.00 | 5,517,000.00 | 19,448,000.00 | 13,979,000.00 | 9,109,000.00 | 4,532,000.00 |
| 薪酬和福利(元) | 5,413,000.00 | 2,757,000.00 | 11,254,000.00 | 8,363,000.00 | 5,590,000.00 | 2,779,000.00 | 9,854,000.00 | 7,371,000.00 | 4,867,000.00 | 2,407,000.00 |
| 占用和设备费(元) | 1,384,000.00 | 703,000.00 | 2,911,000.00 | 2,212,000.00 | 1,497,000.00 | 797,000.00 | 3,054,000.00 | 2,273,000.00 | 1,535,000.00 | 757,000.00 |
| 专业及合同服务费(元) | 724,000.00 | 327,000.00 | 2,489,000.00 | 2,087,000.00 | 1,698,000.00 | 850,000.00 | 2,108,000.00 | 1,196,000.00 | 634,000.00 | 299,000.00 |
| 营销费用(元) | 67,000.00 | 51,000.00 | 578,000.00 | 514,000.00 | 357,000.00 | 178,000.00 | 714,000.00 | 456,000.00 | 259,000.00 | 136,000.00 |
| 一般及行政支出(元) | 140,000.00 | 75,000.00 | 261,000.00 | 189,000.00 | 130,000.00 | 68,000.00 | 266,000.00 | - | - | - |
| 联邦存款保险费(元) | 563,000.00 | 279,000.00 | 1,113,000.00 | 826,000.00 | 531,000.00 | 95,000.00 | 272,000.00 | 138,000.00 | 92,000.00 | 45,000.00 |
| 数据处理成本(元) | 899,000.00 | 453,000.00 | 1,745,000.00 | 1,284,000.00 | 852,000.00 | 378,000.00 | 1,422,000.00 | 1,094,000.00 | 691,000.00 | 315,000.00 |
| 非利息支出其他项目(元) | 702,000.00 | 350,000.00 | 1,466,000.00 | 1,139,000.00 | 763,000.00 | 372,000.00 | 1,758,000.00 | 1,451,000.00 | 1,031,000.00 | 573,000.00 |
| 营业利润计算(元) | 1,892,000.00 | 845,000.00 | 5,176,000.00 | 3,898,000.00 | 2,194,000.00 | 1,328,000.00 | 7,595,000.00 | 5,932,000.00 | 3,789,000.00 | 1,668,000.00 |
| 持续经营税前利润(元) | 2,529,000.00 | 1,197,000.00 | 6,219,000.00 | 4,909,000.00 | 3,006,000.00 | 1,953,000.00 | 6,870,000.00 | 5,432,000.00 | 3,289,000.00 | 1,268,000.00 |
| 减：所得税(元) | 399,000.00 | 183,000.00 | 1,399,000.00 | 838,000.00 | 506,000.00 | 269,000.00 | 1,162,000.00 | 916,000.00 | 544,000.00 | 207,000.00 |
| 持续经营净利润(元) | 2,130,000.00 | 1,014,000.00 | 4,820,000.00 | 4,071,000.00 | 2,500,000.00 | 1,684,000.00 | 5,708,000.00 | 4,516,000.00 | 2,745,000.00 | 1,061,000.00 |
| 净利润(元) | 2,130,000.00 | 1,014,000.00 | 4,820,000.00 | 4,071,000.00 | 2,500,000.00 | 1,684,000.00 | 5,708,000.00 | 4,516,000.00 | 2,745,000.00 | 1,061,000.00 |
| 归属于母公司股东净利润(元) | 2,130,000.00 | 1,014,000.00 | 4,820,000.00 | 4,071,000.00 | 2,500,000.00 | 1,684,000.00 | 5,708,000.00 | 4,516,000.00 | 2,745,000.00 | 1,061,000.00 |
| 归属于普通股股东净利润(元) | 2,130,000.00 | 1,014,000.00 | 4,820,000.00 | 4,071,000.00 | 2,500,000.00 | 1,684,000.00 | 5,708,000.00 | 4,516,000.00 | 2,745,000.00 | 1,061,000.00 |
| 每股股息 | ||||||||||
| 每股股息－普通股(元) | 0.18 | 0.18 | - | - | - | - | 0.68 | 0.50 | 0.32 | 0.16 |
| 每股收益 | ||||||||||
| 基本每股收益－普通股(元) | 0.36 | 0.17 | 0.82 | 0.69 | 0.43 | 0.29 | 0.97 | 0.77 | 0.47 | 0.18 |
| 摊薄每股收益－普通股(元) | 0.36 | 0.17 | 0.82 | 0.69 | 0.43 | 0.29 | 0.97 | 0.77 | 0.47 | 0.18 |
| 其他全面收益(元) | -1,219,000.00 | -798,000.00 | 947,000.00 | -2,707,000.00 | 463,000.00 | 1,253,000.00 | -11,310,000.00 | -13,526,000.00 | -9,571,000.00 | -6,134,000.00 |
| 全面收益总额(元) | 911,000.00 | 216,000.00 | 5,767,000.00 | 1,364,000.00 | 2,963,000.00 | 2,937,000.00 | -5,602,000.00 | -9,010,000.00 | -6,826,000.00 | -5,073,000.00 |
| 本公司拥有人应占全面收益总额(元) | 911,000.00 | - | - | - | - | - | - | - | - | - |
| 公告日期 | 2024-08-13 | 2024-05-15 | 2024-03-22 | 2023-11-13 | 2023-08-10 | 2023-05-15 | 2023-03-31 | 2022-11-14 | 2022-08-15 | 2022-05-13 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | ||||||||||
| 核数师 |