| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,527,309,000.00 | 1,010,998,000.00 | 455,273,000.00 | 2,062,129,000.00 | 1,560,571,000.00 | 1,061,523,000.00 | 530,213,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 897,712,000.00 | 589,593,000.00 | 293,572,000.00 | 1,272,180,000.00 | 975,505,000.00 | 674,609,000.00 | 352,348,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,997,339,000.00 | 1,317,029,000.00 | 645,212,000.00 | 2,342,464,000.00 | 1,704,140,000.00 | 1,087,096,000.00 | 516,729,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,099,627,000.00 | 727,436,000.00 | 351,640,000.00 | 1,070,284,000.00 | 728,635,000.00 | 412,487,000.00 | 164,381,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 81,234,000.00 | 52,739,000.00 | 25,493,000.00 | 106,858,000.00 | 78,011,000.00 | 51,624,000.00 | 25,621,000.00 |
| 抵押贷款业务收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 53,944,000.00 | 52,025,000.00 | 29,944,000.00 | 52,583,000.00 | 54,105,000.00 | 32,710,000.00 | 8,308,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -46,196,000.00 | -55,260,000.00 | -54,109,000.00 | -44,849,000.00 | -26,846,000.00 | -17,633,000.00 | -4,306,000.00 |
| 投资银行及管理业务投资(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 332,852,000.00 | 225,077,000.00 | 114,484,000.00 | 447,928,000.00 | 335,624,000.00 | 221,056,000.00 | 103,053,000.00 |
| 减：贷款损失准备(元) | 会员可见 | - | - | 会员可见 | 18,000,000.00 | 16,000,000.00 | 8,000,000.00 | 46,000,000.00 | 40,000,000.00 | 33,000,000.00 | 16,000,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 207,763,000.00 | 146,824,000.00 | 45,889,000.00 | 227,429,000.00 | 144,172,000.00 | 99,157,000.00 | 45,189,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,018,099,000.00 | 677,074,000.00 | 340,384,000.00 | 1,332,881,000.00 | 948,798,000.00 | 624,485,000.00 | 305,812,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 92,615,000.00 | 60,538,000.00 | 30,293,000.00 | 121,502,000.00 | 91,147,000.00 | 58,564,000.00 | 28,459,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 38,746,000.00 | 25,341,000.00 | 12,010,000.00 | 55,337,000.00 | 39,049,000.00 | 25,825,000.00 | 13,048,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 23,909,000.00 | 16,228,000.00 | 7,978,000.00 | 31,796,000.00 | 23,167,000.00 | 16,209,000.00 | 8,569,000.00 |
| 一般及行政支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 11,380,000.00 | 7,786,000.00 | 3,997,000.00 | 15,225,000.00 | 11,381,000.00 | 7,621,000.00 | 3,893,000.00 |
| 联邦存款保险费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 30,450,000.00 | 23,701,000.00 | 15,194,000.00 | 74,553,000.00 | 22,285,000.00 | 14,289,000.00 | 7,315,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8,757,000.00 | 5,901,000.00 | 3,003,000.00 | 13,882,000.00 | 10,339,000.00 | 6,865,000.00 | 3,391,000.00 |
| 数据处理成本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 139,249,000.00 | 91,695,000.00 | 45,564,000.00 | 181,365,000.00 | 135,781,000.00 | 90,109,000.00 | 44,802,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 672,993,000.00 | 445,884,000.00 | 222,345,000.00 | 839,221,000.00 | 615,649,000.00 | 405,003,000.00 | 196,335,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 509,210,000.00 | 333,924,000.00 | 114,889,000.00 | 729,248,000.00 | 611,773,000.00 | 437,038,000.00 | 224,401,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 491,210,000.00 | 317,924,000.00 | 106,889,000.00 | 683,248,000.00 | 571,773,000.00 | 404,038,000.00 | 208,401,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 103,811,000.00 | 70,498,000.00 | 23,195,000.00 | 152,115,000.00 | 123,162,000.00 | 89,906,000.00 | 45,905,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 387,399,000.00 | 247,426,000.00 | 83,694,000.00 | 531,133,000.00 | 448,611,000.00 | 314,132,000.00 | 162,496,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 387,399,000.00 | 247,426,000.00 | 83,694,000.00 | 531,133,000.00 | 448,611,000.00 | 314,132,000.00 | 162,496,000.00 |
| 减：少数股东损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -16,000.00 | 10,000.00 | -9,000.00 | 387,000.00 | 440,000.00 | 456,000.00 | 128,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 387,415,000.00 | 247,416,000.00 | 83,703,000.00 | 530,746,000.00 | 448,171,000.00 | 313,676,000.00 | 162,368,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 387,415,000.00 | 247,416,000.00 | 83,703,000.00 | 530,746,000.00 | 448,171,000.00 | 313,676,000.00 | 162,368,000.00 |
| 每股股息 | |||||||||||
| 每股股息－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.65 | 1.10 | 0.55 | 2.17 | 1.62 | 1.08 | 0.54 |
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6.01 | 3.83 | 1.29 | 8.02 | 6.74 | 4.70 | 2.43 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6.01 | 3.83 | 1.29 | 8.02 | 6.74 | 4.70 | 2.43 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 263,811,000.00 | -6,402,000.00 | -11,028,000.00 | 237,855,000.00 | -92,030,000.00 | 283,000.00 | 108,401,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 651,210,000.00 | 241,024,000.00 | 72,666,000.00 | 768,988,000.00 | 356,581,000.00 | 314,415,000.00 | 270,897,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 651,226,000.00 | 241,014,000.00 | 72,675,000.00 | 768,601,000.00 | 356,141,000.00 | 313,959,000.00 | 270,769,000.00 |
| 非控股权益应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -16,000.00 | 10,000.00 | -9,000.00 | 387,000.00 | 440,000.00 | 456,000.00 | 128,000.00 |
| 公告日期 | 2025-10-29 | 2025-07-30 | 2025-04-30 | 2025-02-19 | 2024-10-30 | 2024-07-31 | 2024-05-01 | 2024-02-21 | 2023-11-01 | 2023-08-02 | 2023-05-03 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |