| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 134,788,000,000.00 | 92,134,000,000.00 | 41,934,000,000.00 | 158,104,000,000.00 | 119,530,000,000.00 | 79,656,000,000.00 | 38,349,000,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 69,233,000,000.00 | 45,828,000,000.00 | 23,082,000,000.00 | 89,267,000,000.00 | 65,216,000,000.00 | 42,490,000,000.00 | 20,711,000,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 146,367,000,000.00 | 95,951,000,000.00 | 47,438,000,000.00 | 170,588,000,000.00 | 123,204,000,000.00 | 78,648,000,000.00 | 37,004,000,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 77,134,000,000.00 | 50,123,000,000.00 | 24,356,000,000.00 | 81,321,000,000.00 | 57,988,000,000.00 | 36,158,000,000.00 | 16,293,000,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,895,000,000.00 | 2,550,000,000.00 | 1,218,000,000.00 | 4,784,000,000.00 | 3,537,000,000.00 | 2,328,000,000.00 | 1,234,000,000.00 |
| 抵押贷款业务收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,025,000,000.00 | 623,000,000.00 | 275,000,000.00 | 1,176,000,000.00 | 913,000,000.00 | 499,000,000.00 | 221,000,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -929,000,000.00 | -913,000,000.00 | -366,000,000.00 | -3,180,000,000.00 | -2,437,000,000.00 | -1,768,000,000.00 | -868,000,000.00 |
| 投资银行及管理业务投资(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 19,416,000,000.00 | 12,706,000,000.00 | 6,100,000,000.00 | 21,739,000,000.00 | 16,027,000,000.00 | 10,401,000,000.00 | 5,114,000,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8,047,000,000.00 | 4,936,000,000.00 | 1,884,000,000.00 | 9,320,000,000.00 | 6,558,000,000.00 | 5,174,000,000.00 | 2,275,000,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 42,148,000,000.00 | 31,340,000,000.00 | 11,625,000,000.00 | 44,318,000,000.00 | 36,274,000,000.00 | 25,706,000,000.00 | 11,937,000,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 69,035,000,000.00 | 46,470,000,000.00 | 22,757,000,000.00 | 87,172,000,000.00 | 62,686,000,000.00 | 40,929,000,000.00 | 20,107,000,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 38,888,000,000.00 | 26,071,000,000.00 | 13,118,000,000.00 | 46,465,000,000.00 | 34,618,000,000.00 | 22,892,000,000.00 | 11,676,000,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 11,032,000,000.00 | 7,327,000,000.00 | 3,632,000,000.00 | 13,836,000,000.00 | 10,219,000,000.00 | 6,636,000,000.00 | 3,299,000,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8,050,000,000.00 | 5,270,000,000.00 | 2,548,000,000.00 | 10,235,000,000.00 | 7,629,000,000.00 | 5,009,000,000.00 | 2,448,000,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,639,000,000.00 | 2,381,000,000.00 | 1,160,000,000.00 | 4,591,000,000.00 | 3,293,000,000.00 | 2,167,000,000.00 | 1,045,000,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,426,000,000.00 | 5,421,000,000.00 | 2,299,000,000.00 | 12,045,000,000.00 | 6,927,000,000.00 | 4,225,000,000.00 | 1,639,000,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 65,753,000,000.00 | 45,664,000,000.00 | 19,177,000,000.00 | 70,932,000,000.00 | 56,844,000,000.00 | 38,727,000,000.00 | 18,242,000,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 57,706,000,000.00 | 40,728,000,000.00 | 17,293,000,000.00 | 61,612,000,000.00 | 50,286,000,000.00 | 33,553,000,000.00 | 15,967,000,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 13,240,000,000.00 | 9,160,000,000.00 | 3,874,000,000.00 | 12,060,000,000.00 | 10,041,000,000.00 | 6,459,000,000.00 | 3,345,000,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 44,466,000,000.00 | 31,568,000,000.00 | 13,419,000,000.00 | 49,552,000,000.00 | 40,245,000,000.00 | 27,094,000,000.00 | 12,622,000,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 44,466,000,000.00 | 31,568,000,000.00 | 13,419,000,000.00 | 49,552,000,000.00 | 40,245,000,000.00 | 27,094,000,000.00 | 12,622,000,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 44,466,000,000.00 | 31,568,000,000.00 | 13,419,000,000.00 | 49,552,000,000.00 | 40,245,000,000.00 | 27,094,000,000.00 | 12,622,000,000.00 |
| 减：归属于优先股净利润及其他项(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,267,000,000.00 | 907,000,000.00 | 477,000,000.00 | 1,792,000,000.00 | 1,356,000,000.00 | 890,000,000.00 | 429,000,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 43,199,000,000.00 | 30,661,000,000.00 | 12,942,000,000.00 | 47,760,000,000.00 | 38,889,000,000.00 | 26,204,000,000.00 | 12,193,000,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14.97 | 10.58 | 4.45 | 16.25 | 13.20 | 8.86 | 4.11 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14.94 | 10.56 | 4.44 | 16.23 | 13.18 | 8.85 | 4.10 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,659,000,000.00 | -895,000,000.00 | -1,196,000,000.00 | 6,898,000,000.00 | 237,000,000.00 | 3,051,000,000.00 | 2,923,000,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 48,125,000,000.00 | 30,673,000,000.00 | 12,223,000,000.00 | 56,450,000,000.00 | 40,482,000,000.00 | 30,145,000,000.00 | 15,545,000,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 48,125,000,000.00 | 30,673,000,000.00 | - | - | - | - | - |
| 公告日期 | 2025-11-04 | 2025-08-05 | 2025-05-01 | 2025-02-14 | 2025-11-04 | 2024-08-02 | 2024-05-01 | 2024-02-16 | 2023-11-01 | 2023-08-03 | 2023-05-03 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |