| 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | 2022年年报 | 2022年三季报 | 2022年中报 | 2022年一季报 | |
|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 |
| 截止日期 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 1,997,098,000.00 | 1,477,942,000.00 | 953,086,000.00 | 429,433,000.00 | 721,980,000.00 | 531,956,000.00 | 342,837,000.00 | 170,380,000.00 |
| 净利息收入(元) | 1,793,171,000.00 | 1,339,548,000.00 | 858,673,000.00 | 374,698,000.00 | 622,836,000.00 | 456,143,000.00 | 293,651,000.00 | 146,200,000.00 |
| 利息收入合计(元) | 2,539,327,000.00 | 1,847,693,000.00 | 1,151,680,000.00 | 475,951,000.00 | 646,481,000.00 | 466,346,000.00 | 298,598,000.00 | 148,285,000.00 |
| 利息支出合计(元) | 746,156,000.00 | 508,145,000.00 | 293,007,000.00 | 101,253,000.00 | 23,645,000.00 | 10,203,000.00 | 4,947,000.00 | 2,085,000.00 |
| 卡类收入(元) | 55,263,000.00 | 40,670,000.00 | 24,996,000.00 | 11,561,000.00 | 20,186,000.00 | 14,986,000.00 | 9,998,000.00 | 4,967,000.00 |
| 抵押贷款业务收入(元) | 16,789,000.00 | - | - | 7,816,000.00 | - | - | - | - |
| 手续费及佣金收入(元) | - | 10,460,000.00 | 5,809,000.00 | 1,297,000.00 | 17,659,000.00 | 23,506,000.00 | 15,325,000.00 | 7,113,000.00 |
| 资产处置损益(元) | 6,727,000.00 | 2,921,000.00 | 3,101,000.00 | 3,356,000.00 | -9,000.00 | - | - | - |
| 投资银行及管理业务投资(元) | 13,471,000.00 | - | - | - | - | - | - | - |
| 保险收入(元) | 15,624,000.00 | 11,293,000.00 | 6,853,000.00 | 2,790,000.00 | 7,636,000.00 | 5,751,000.00 | 3,812,000.00 | 1,788,000.00 |
| 减：贷款损失准备(元) | 213,199,000.00 | 158,290,000.00 | 121,553,000.00 | 105,539,000.00 | 1,950,000.00 | -450,000.00 | -5,700,000.00 | -7,800,000.00 |
| 其他收入(元) | 96,053,000.00 | 73,050,000.00 | 53,654,000.00 | 27,915,000.00 | 53,672,000.00 | 31,570,000.00 | 20,051,000.00 | 10,312,000.00 |
| 营业支出(元) | 1,312,700,000.00 | 975,524,000.00 | 671,377,000.00 | 342,818,000.00 | 402,383,000.00 | 301,878,000.00 | 200,432,000.00 | 105,053,000.00 |
| 薪酬和福利(元) | 616,103,000.00 | 458,531,000.00 | 299,490,000.00 | 136,092,000.00 | 241,139,000.00 | 181,209,000.00 | 120,465,000.00 | 63,079,000.00 |
| 占用和设备费(元) | 183,480,000.00 | 142,703,000.00 | 99,633,000.00 | 44,726,000.00 | 41,150,000.00 | 31,110,000.00 | 20,641,000.00 | 11,009,000.00 |
| 专业及合同服务费(元) | - | 26,937,000.00 | 26,937,000.00 | 12,843,000.00 | 27,197,000.00 | 15,739,000.00 | 11,717,000.00 | 6,535,000.00 |
| 营销费用(元) | - | 2,996,000.00 | 2,996,000.00 | 1,059,000.00 | 3,962,000.00 | 2,764,000.00 | 1,934,000.00 | 726,000.00 |
| 联邦存款保险费(元) | 71,402,000.00 | 28,892,000.00 | 17,692,000.00 | 6,113,000.00 | - | - | - | - |
| 折旧与摊销(元) | 111,296,000.00 | 78,092,000.00 | 48,213,000.00 | 12,660,000.00 | 8,698,000.00 | 6,726,000.00 | 4,507,000.00 | 2,288,000.00 |
| 数据处理成本(元) | - | - | - | - | 41,117,000.00 | - | - | - |
| 非利息支出其他项目(元) | 330,419,000.00 | 237,373,000.00 | 176,416,000.00 | 129,325,000.00 | 39,120,000.00 | 64,330,000.00 | 41,168,000.00 | 21,416,000.00 |
| 营业利润计算(元) | 684,398,000.00 | 502,418,000.00 | 281,709,000.00 | 86,615,000.00 | 319,597,000.00 | 230,078,000.00 | 142,405,000.00 | 65,327,000.00 |
| 持续经营税前利润(元) | 471,199,000.00 | 344,128,000.00 | 160,156,000.00 | -18,924,000.00 | 317,647,000.00 | 230,528,000.00 | 148,105,000.00 | 73,127,000.00 |
| 减：所得税(元) | 122,484,000.00 | 88,944,000.00 | 40,817,000.00 | -4,886,000.00 | 67,469,000.00 | 49,256,000.00 | 31,775,000.00 | 15,605,000.00 |
| 持续经营净利润(元) | 348,715,000.00 | 255,184,000.00 | 119,339,000.00 | -14,038,000.00 | 250,178,000.00 | 181,272,000.00 | 116,330,000.00 | 57,522,000.00 |
| 净利润(元) | 348,715,000.00 | 255,184,000.00 | 119,339,000.00 | -14,038,000.00 | 250,178,000.00 | 181,272,000.00 | 116,330,000.00 | 57,522,000.00 |
| 归属于母公司股东净利润(元) | 348,715,000.00 | 255,184,000.00 | 119,339,000.00 | -14,038,000.00 | 250,178,000.00 | 181,272,000.00 | 116,330,000.00 | 57,522,000.00 |
| 归属于普通股股东净利润(元) | 348,715,000.00 | 255,184,000.00 | 119,339,000.00 | -14,038,000.00 | 250,178,000.00 | 181,272,000.00 | 116,330,000.00 | 57,522,000.00 |
| 每股股息 | ||||||||
| 每股收益 | ||||||||
| 基本每股收益－普通股(元) | 1.79 | 1.30 | 0.65 | -0.09 | 3.20 | 2.32 | 1.49 | 0.74 |
| 摊薄每股收益－普通股(元) | 1.78 | 1.30 | 0.65 | -0.09 | 3.20 | 2.32 | 1.49 | 0.74 |
| 其他全面收益(元) | - | 8,102,000.00 | 8,102,000.00 | 126,730,000.00 | -545,657,000.00 | -594,006,000.00 | -419,777,000.00 | -262,939,000.00 |
| 全面收益总额(元) | - | 127,441,000.00 | 127,441,000.00 | 112,692,000.00 | -295,479,000.00 | -412,734,000.00 | -303,447,000.00 | -205,417,000.00 |
| 公告日期 | 2024-01-24 | 2024-01-24 | 2023-08-03 | 2023-05-09 | 2023-02-24 | 2022-10-28 | 2022-08-04 | 2022-05-05 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | ||||||||
| 核数师 |