| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 224,547,000.00 | 191,231,000.00 | 92,456,000.00 | 413,960,000.00 | 312,670,000.00 | 212,172,000.00 | 101,676,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 238,322,000.00 | 157,323,000.00 | 77,968,000.00 | 326,464,000.00 | 244,787,000.00 | 166,210,000.00 | 82,333,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 442,671,000.00 | 291,034,000.00 | 144,625,000.00 | 548,579,000.00 | 403,010,000.00 | 263,627,000.00 | 125,130,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 204,349,000.00 | 133,711,000.00 | 66,657,000.00 | 222,115,000.00 | 158,223,000.00 | 97,417,000.00 | 42,797,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,984,000.00 | 2,554,000.00 | 1,223,000.00 | 3,067,000.00 | 1,829,000.00 | 1,095,000.00 | 533,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -62,317,000.00 | 2,652,000.00 | 412,000.00 | -6,409,000.00 | -7,279,000.00 | -8,165,000.00 | -7,646,000.00 |
| 投资银行及管理业务投资(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 13,331,000.00 | 8,865,000.00 | 4,327,000.00 | 17,057,000.00 | 12,808,000.00 | 8,438,000.00 | 4,182,000.00 |
| 保险收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6,916,000.00 | 4,584,000.00 | 2,342,000.00 | 5,173,000.00 | 4,324,000.00 | 2,841,000.00 | 1,412,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 50,550,000.00 | 31,550,000.00 | 12,400,000.00 | 61,277,000.00 | 48,777,000.00 | 40,777,000.00 | 11,700,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 24,311,000.00 | 15,253,000.00 | 6,184,000.00 | 68,608,000.00 | 56,201,000.00 | 41,753,000.00 | 20,862,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 216,104,000.00 | 139,896,000.00 | 66,594,000.00 | 311,355,000.00 | 201,653,000.00 | 137,233,000.00 | 64,733,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 101,794,000.00 | 66,815,000.00 | 32,958,000.00 | 133,506,000.00 | 100,457,000.00 | 69,123,000.00 | 34,876,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 21,408,000.00 | 15,517,000.00 | 6,476,000.00 | 27,843,000.00 | 20,828,000.00 | 13,535,000.00 | 6,798,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 36,784,000.00 | 23,073,000.00 | 10,963,000.00 | 36,119,000.00 | 21,918,000.00 | 16,593,000.00 | 7,628,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 10,789,000.00 | 7,321,000.00 | 3,078,000.00 | 12,811,000.00 | 9,642,000.00 | 6,918,000.00 | 2,586,000.00 |
| 联邦存款保险费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8,643,000.00 | 5,780,000.00 | 3,008,000.00 | 10,601,000.00 | 8,066,000.00 | 5,476,000.00 | 2,737,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4,866,000.00 | 3,129,000.00 | 1,477,000.00 | 6,842,000.00 | 5,362,000.00 | 3,567,000.00 | 1,292,000.00 |
| 数据处理成本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 9,256,000.00 | 6,265,000.00 | 3,533,000.00 | 15,485,000.00 | 11,647,000.00 | 8,091,000.00 | 3,064,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 22,564,000.00 | 11,996,000.00 | 5,101,000.00 | 68,148,000.00 | 23,733,000.00 | 13,930,000.00 | 5,752,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8,443,000.00 | 51,335,000.00 | 25,862,000.00 | 102,605,000.00 | 111,017,000.00 | 74,939,000.00 | 36,943,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -42,107,000.00 | 19,785,000.00 | 13,462,000.00 | 41,328,000.00 | 62,240,000.00 | 34,162,000.00 | 25,243,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -9,474,000.00 | 4,254,000.00 | 2,894,000.00 | 10,539,000.00 | 13,511,000.00 | 7,174,000.00 | 5,301,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -32,633,000.00 | 15,531,000.00 | 10,568,000.00 | 30,789,000.00 | 48,729,000.00 | 26,988,000.00 | 19,942,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -32,633,000.00 | 15,531,000.00 | 10,568,000.00 | 30,789,000.00 | 48,729,000.00 | 26,988,000.00 | 19,942,000.00 |
| 减：少数股东损益(元) | - | - | - | - | - | - | - | -1,701,000.00 | -884,000.00 | -506,000.00 | -244,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -32,633,000.00 | 15,531,000.00 | 10,568,000.00 | 32,490,000.00 | 49,613,000.00 | 27,494,000.00 | 20,186,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -32,633,000.00 | 15,531,000.00 | 10,568,000.00 | 32,490,000.00 | 49,613,000.00 | 27,494,000.00 | 20,186,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -0.97 | 0.46 | 0.32 | 0.97 | 1.48 | 0.82 | 0.60 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -0.97 | 0.46 | 0.31 | 0.96 | 1.47 | 0.81 | 0.60 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 57,835,000.00 | -8,119,000.00 | -5,088,000.00 | 9,839,000.00 | -24,999,000.00 | -6,291,000.00 | 6,316,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 25,202,000.00 | 7,412,000.00 | 5,480,000.00 | 42,329,000.00 | 24,614,000.00 | 21,203,000.00 | 26,502,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 25,202,000.00 | 7,412,000.00 | - | - | - | - | - |
| 公告日期 | 2025-10-31 | 2025-08-01 | 2025-05-02 | 2025-03-05 | 2024-11-04 | 2024-08-02 | 2024-05-03 | 2024-03-07 | 2023-10-27 | 2023-07-31 | 2023-05-02 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |