| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 61,918,000,000.00 | 41,552,000,000.00 | 20,863,000,000.00 | 82,597,000,000.00 | 62,119,000,000.00 | 41,262,000,000.00 | 20,729,000,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 35,840,000,000.00 | 24,150,000,000.00 | 12,227,000,000.00 | 52,375,000,000.00 | 39,604,000,000.00 | 26,499,000,000.00 | 13,336,000,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 68,722,000,000.00 | 45,724,000,000.00 | 22,840,000,000.00 | 85,118,000,000.00 | 62,279,000,000.00 | 40,186,000,000.00 | 19,356,000,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 32,882,000,000.00 | 21,574,000,000.00 | 10,613,000,000.00 | 32,743,000,000.00 | 22,675,000,000.00 | 13,687,000,000.00 | 6,020,000,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,258,000,000.00 | 2,162,000,000.00 | 1,061,000,000.00 | 4,256,000,000.00 | 3,229,000,000.00 | 2,131,000,000.00 | 1,033,000,000.00 |
| 抵押贷款业务收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 753,000,000.00 | 473,000,000.00 | 230,000,000.00 | 829,000,000.00 | 627,000,000.00 | 434,000,000.00 | 232,000,000.00 |
| 手续费及佣金收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,209,000,000.00 | 4,746,000,000.00 | 2,331,000,000.00 | 8,670,000,000.00 | 6,501,000,000.00 | 4,277,000,000.00 | 2,114,000,000.00 |
| 交易账户净收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4,217,000,000.00 | 2,969,000,000.00 | 1,447,000,000.00 | 4,368,000,000.00 | 3,263,000,000.00 | 2,017,000,000.00 | 985,000,000.00 |
| 投资银行及管理业务投资(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,826,000,000.00 | 2,508,000,000.00 | 1,253,000,000.00 | 4,024,000,000.00 | 2,950,000,000.00 | 1,891,000,000.00 | 945,000,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,239,000,000.00 | 2,174,000,000.00 | 938,000,000.00 | 5,399,000,000.00 | 4,117,000,000.00 | 2,920,000,000.00 | 1,207,000,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6,815,000,000.00 | 4,544,000,000.00 | 2,314,000,000.00 | 8,075,000,000.00 | 5,945,000,000.00 | 4,013,000,000.00 | 2,084,000,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 40,698,000,000.00 | 27,631,000,000.00 | 14,338,000,000.00 | 55,562,000,000.00 | 39,776,000,000.00 | 26,663,000,000.00 | 13,676,000,000.00 |
| 占用和设备费(元) | 会员可见 | - | - | 会员可见 | - | 3,636,000,000.00 | 1,767,000,000.00 | 6,804,000,000.00 | 4,988,000,000.00 | 3,289,000,000.00 | 1,635,000,000.00 |
| 专业及合同服务费(元) | 会员可见 | - | - | 会员可见 | - | 2,240,000,000.00 | 1,101,000,000.00 | 5,085,000,000.00 | 3,843,000,000.00 | 2,533,000,000.00 | 1,229,000,000.00 |
| 营销费用(元) | 会员可见 | - | - | 会员可见 | - | 421,000,000.00 | 197,000,000.00 | 812,000,000.00 | 553,000,000.00 | 338,000,000.00 | 154,000,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 40,698,000,000.00 | 21,334,000,000.00 | 11,273,000,000.00 | 42,861,000,000.00 | 30,392,000,000.00 | 20,503,000,000.00 | 10,658,000,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 21,220,000,000.00 | 13,921,000,000.00 | 6,525,000,000.00 | 27,035,000,000.00 | 22,343,000,000.00 | 14,599,000,000.00 | 7,053,000,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 17,981,000,000.00 | 11,747,000,000.00 | 5,587,000,000.00 | 21,636,000,000.00 | 18,226,000,000.00 | 11,679,000,000.00 | 5,846,000,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,279,000,000.00 | 2,215,000,000.00 | 964,000,000.00 | 2,607,000,000.00 | 2,707,000,000.00 | 1,896,000,000.00 | 966,000,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14,702,000,000.00 | 9,532,000,000.00 | 4,623,000,000.00 | 19,029,000,000.00 | 15,519,000,000.00 | 9,783,000,000.00 | 4,880,000,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14,702,000,000.00 | 9,532,000,000.00 | 4,623,000,000.00 | 19,029,000,000.00 | 15,519,000,000.00 | 9,783,000,000.00 | 4,880,000,000.00 |
| 减：少数股东损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 59,000,000.00 | 3,000,000.00 | 4,000,000.00 | -113,000,000.00 | -177,000,000.00 | -146,000,000.00 | -111,000,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14,643,000,000.00 | 9,529,000,000.00 | 4,619,000,000.00 | 19,142,000,000.00 | 15,696,000,000.00 | 9,929,000,000.00 | 4,991,000,000.00 |
| 减：归属于优先股净利润及其他项(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 838,000,000.00 | 576,000,000.00 | 306,000,000.00 | 1,160,000,000.00 | 874,000,000.00 | 557,000,000.00 | 278,000,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 13,805,000,000.00 | 8,953,000,000.00 | 4,313,000,000.00 | 17,982,000,000.00 | 14,822,000,000.00 | 9,372,000,000.00 | 4,713,000,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3.99 | 2.56 | 1.21 | 4.88 | 3.99 | 2.50 | 1.24 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3.94 | 2.53 | 1.20 | 4.83 | 3.96 | 2.48 | 1.23 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,208,000,000.00 | -1,141,000,000.00 | -966,000,000.00 | 1,784,000,000.00 | -2,513,000,000.00 | -79,000,000.00 | 790,000,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 17,910,000,000.00 | 8,391,000,000.00 | 3,657,000,000.00 | 20,813,000,000.00 | 13,006,000,000.00 | 9,704,000,000.00 | 5,670,000,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 17,851,000,000.00 | 8,388,000,000.00 | 3,653,000,000.00 | 20,924,000,000.00 | 13,181,000,000.00 | 9,850,000,000.00 | 5,781,000,000.00 |
| 非控股权益应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 59,000,000.00 | 3,000,000.00 | 4,000,000.00 | -111,000,000.00 | -175,000,000.00 | -146,000,000.00 | -111,000,000.00 |
| 公告日期 | 2025-10-31 | 2025-08-05 | 2025-04-29 | 2025-02-25 | 2024-10-31 | 2024-08-01 | 2024-05-02 | 2024-02-20 | 2023-10-31 | 2023-08-01 | 2023-05-02 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |