| 2026年三季报 | 2026年中报 | 2026年一季报 | 2025年年报 | 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-11-01 | 2025-11-01 | 2025-11-01 | 2024-11-01 | 2024-11-01 | 2024-11-01 | 2024-11-01 | 2023-11-01 | 2023-11-01 | 2023-11-01 | 2023-11-01 |
| 截止日期 | 2026-07-31 | 2026-04-30 | 2026-01-31 | 2025-10-31 | 2025-07-31 | 2025-04-30 | 2025-01-31 | 2024-10-31 | 2024-07-31 | 2024-04-30 | 2024-01-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1031 | 1031 | 1031 | 1031 | 1031 | 1031 | 1031 | 1031 | 1031 | 1031 | 1031 |
| 原始币种 | 加拿大元 | 加拿大元 | 加拿大元 | 加拿大元 | 加拿大元 | 加拿大元 | 加拿大元 | 加拿大元 | 加拿大元 | 加拿大元 | 加拿大元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 52,283,000,000.00 | 36,986,000,000.00 | 14,049,000,000.00 | 57,223,000,000.00 | 41,709,000,000.00 | 27,533,000,000.00 | 13,714,000,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 24,517,000,000.00 | 15,991,000,000.00 | 7,866,000,000.00 | 30,472,000,000.00 | 22,532,000,000.00 | 14,953,000,000.00 | 7,488,000,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 66,198,000,000.00 | 44,454,000,000.00 | 22,872,000,000.00 | 93,389,000,000.00 | 69,615,000,000.00 | 45,809,000,000.00 | 22,813,000,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 41,681,000,000.00 | 28,463,000,000.00 | 15,006,000,000.00 | 62,917,000,000.00 | 47,083,000,000.00 | 30,856,000,000.00 | 15,325,000,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2,201,000,000.00 | 1,477,000,000.00 | 773,000,000.00 | 2,947,000,000.00 | 2,217,000,000.00 | 1,465,000,000.00 | 762,000,000.00 |
| 手续费及佣金收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 9,440,000,000.00 | 6,224,000,000.00 | 3,119,000,000.00 | 11,924,000,000.00 | 8,949,000,000.00 | 2,374,000,000.00 | 2,968,000,000.00 |
| 交易账户净收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,284,000,000.00 | 2,297,000,000.00 | 1,305,000,000.00 | 3,628,000,000.00 | 2,793,000,000.00 | 1,669,000,000.00 | 925,000,000.00 |
| 保险收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5,725,000,000.00 | 3,746,000,000.00 | 1,870,000,000.00 | 6,952,000,000.00 | 5,123,000,000.00 | 3,341,000,000.00 | 1,676,000,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,524,000,000.00 | 2,553,000,000.00 | 1,212,000,000.00 | - | 3,144,000,000.00 | 4,686,000,000.00 | 1,001,000,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,116,000,000.00 | 7,251,000,000.00 | -884,000,000.00 | 1,300,000,000.00 | 95,000,000.00 | 3,731,000,000.00 | -105,000,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 29,218,000,000.00 | 19,133,000,000.00 | 9,577,000,000.00 | 46,393,000,000.00 | 31,726,000,000.00 | 16,431,000,000.00 | 9,396,000,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 13,631,000,000.00 | 9,135,000,000.00 | 4,650,000,000.00 | 16,733,000,000.00 | 12,653,000,000.00 | 8,564,000,000.00 | 4,314,000,000.00 |
| 占用和设备费(元) | - | - | - | - | - | - | - | - | - | 1,254,000,000.00 | - |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2,959,000,000.00 | 1,850,000,000.00 | 893,000,000.00 | 3,064,000,000.00 | 1,985,000,000.00 | 1,220,000,000.00 | 565,000,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,159,000,000.00 | 768,000,000.00 | 341,000,000.00 | 1,516,000,000.00 | 1,085,000,000.00 | 719,000,000.00 | 325,000,000.00 |
| 联邦存款保险费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4,487,000,000.00 | 2,924,000,000.00 | 1,507,000,000.00 | 6,647,000,000.00 | - | - | 1,366,000,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4,174,000,000.00 | 2,780,000,000.00 | 1,388,000,000.00 | 5,316,000,000.00 | 3,857,000,000.00 | 1,295,000,000.00 | 1,291,000,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2,808,000,000.00 | 1,676,000,000.00 | 798,000,000.00 | 13,117,000,000.00 | 12,146,000,000.00 | 3,379,000,000.00 | 1,535,000,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 23,065,000,000.00 | 17,853,000,000.00 | 4,472,000,000.00 | 10,830,000,000.00 | 9,983,000,000.00 | 11,102,000,000.00 | 4,318,000,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 19,541,000,000.00 | 15,300,000,000.00 | 3,260,000,000.00 | 10,830,000,000.00 | 6,839,000,000.00 | 6,416,000,000.00 | 3,317,000,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2,588,000,000.00 | 1,683,000,000.00 | 698,000,000.00 | 2,691,000,000.00 | 2,157,000,000.00 | 1,363,000,000.00 | 634,000,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 17,258,000,000.00 | 13,922,000,000.00 | 2,793,000,000.00 | 8,842,000,000.00 | 5,207,000,000.00 | 5,388,000,000.00 | 2,824,000,000.00 |
| 税后利润其他项目(元) | - | - | - | 会员可见 | 305,000,000.00 | 305,000,000.00 | 231,000,000.00 | 703,000,000.00 | 525,000,000.00 | 335,000,000.00 | 141,000,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 17,258,000,000.00 | 13,922,000,000.00 | 2,793,000,000.00 | 8,842,000,000.00 | 5,207,000,000.00 | 5,388,000,000.00 | 2,824,000,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 17,258,000,000.00 | 13,922,000,000.00 | 2,793,000,000.00 | 8,842,000,000.00 | 5,207,000,000.00 | 5,388,000,000.00 | 2,824,000,000.00 |
| 减：归属于优先股净利润及其他项(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 374,000,000.00 | 286,000,000.00 | 86,000,000.00 | 526,000,000.00 | 333,000,000.00 | 264,000,000.00 | 74,000,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 16,884,000,000.00 | 13,636,000,000.00 | 2,707,000,000.00 | 8,316,000,000.00 | 4,874,000,000.00 | 5,124,000,000.00 | 2,750,000,000.00 |
| 每股股息 | |||||||||||
| 每股股息－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3.15 | 2.10 | 1.05 | 4.08 | 3.06 | 2.04 | 1.02 |
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 9.73 | 7.81 | 1.55 | 4.73 | 2.77 | 2.90 | 1.55 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 9.72 | 7.81 | 1.55 | 4.72 | 2.76 | 2.89 | 1.55 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2,805,000,000.00 | 3,117,000,000.00 | 2,634,000,000.00 | 5,043,000,000.00 | 3,312,000,000.00 | 1,230,000,000.00 | 916,000,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 20,063,000,000.00 | 17,039,000,000.00 | 5,427,000,000.00 | 13,885,000,000.00 | 8,519,000,000.00 | 6,618,000,000.00 | 3,740,000,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 20,063,000,000.00 | 17,039,000,000.00 | 5,427,000,000.00 | 13,885,000,000.00 | 8,519,000,000.00 | 6,618,000,000.00 | 3,740,000,000.00 |
| 非控股权益应占全面收益总额(元) | 会员可见 | - | - | - | - | - | - | - | - | - | - |
| 公告日期 | 2026-08-27 | 2026-05-28 | 2026-02-26 | 2025-12-04 | 2025-08-28 | 2025-05-22 | 2025-02-27 | 2024-12-06 | 2024-08-22 | 2024-05-23 | 2024-03-01 |
| 会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 | 国际会计准则 |
| 审计意见 | |||||||||||
| 核数师 |