| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 289,276,000.00 | 191,342,000.00 | 94,071,000.00 | 369,270,000.00 | 277,864,000.00 | 184,173,000.00 | 92,888,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 221,451,000.00 | 145,965,000.00 | 71,915,000.00 | 278,647,000.00 | 207,317,000.00 | 138,081,000.00 | 69,565,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 360,867,000.00 | 237,637,000.00 | 116,468,000.00 | 416,907,000.00 | 302,336,000.00 | 195,010,000.00 | 94,456,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 139,416,000.00 | 91,672,000.00 | 44,553,000.00 | 138,260,000.00 | 95,019,000.00 | 56,929,000.00 | 24,891,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 13,361,000.00 | 8,763,000.00 | 4,201,000.00 | 17,980,000.00 | 13,585,000.00 | 9,208,000.00 | 4,507,000.00 |
| 抵押贷款业务收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,272,000.00 | 2,230,000.00 | 950,000.00 | 3,471,000.00 | 2,699,000.00 | 1,728,000.00 | 802,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | - | 会员可见 | - | - | - | -2,926,000.00 | -44,000.00 | -44,000.00 | -44,000.00 |
| 保险收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5,028,000.00 | 3,387,000.00 | 1,776,000.00 | 6,911,000.00 | 5,384,000.00 | 3,670,000.00 | 2,029,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 9,759,000.00 | 6,651,000.00 | 6,595,000.00 | 5,866,000.00 | 3,955,000.00 | 3,096,000.00 | 3,049,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 46,164,000.00 | 30,997,000.00 | 15,229,000.00 | 65,187,000.00 | 48,923,000.00 | 31,530,000.00 | 16,029,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 148,520,000.00 | 99,077,000.00 | 49,586,000.00 | 201,724,000.00 | 148,752,000.00 | 98,586,000.00 | 49,421,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 90,084,000.00 | 58,810,000.00 | 29,572,000.00 | 115,612,000.00 | 85,699,000.00 | 56,833,000.00 | 28,597,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 12,825,000.00 | 8,318,000.00 | 4,145,000.00 | 16,743,000.00 | 12,103,000.00 | 8,019,000.00 | 3,929,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4,986,000.00 | 3,058,000.00 | 1,345,000.00 | 6,705,000.00 | 4,149,000.00 | 2,386,000.00 | 682,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5,441,000.00 | 3,770,000.00 | 1,744,000.00 | 7,157,000.00 | 4,822,000.00 | 3,621,000.00 | 1,972,000.00 |
| 联邦存款保险费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4,707,000.00 | 3,284,000.00 | 1,657,000.00 | 5,926,000.00 | 4,302,000.00 | 2,704,000.00 | 1,360,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,194,000.00 | 2,287,000.00 | 1,288,000.00 | 7,093,000.00 | 5,570,000.00 | 3,898,000.00 | 2,022,000.00 |
| 数据处理成本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 20,214,000.00 | 13,212,000.00 | 6,500,000.00 | 25,055,000.00 | 18,714,000.00 | 12,425,000.00 | 6,157,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,069,000.00 | 6,338,000.00 | 3,335,000.00 | 17,433,000.00 | 13,393,000.00 | 8,700,000.00 | 4,702,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 140,756,000.00 | 92,265,000.00 | 44,485,000.00 | 167,546,000.00 | 129,112,000.00 | 85,587,000.00 | 43,467,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 130,997,000.00 | 85,614,000.00 | 37,890,000.00 | 161,680,000.00 | 125,157,000.00 | 82,491,000.00 | 40,418,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 29,816,000.00 | 19,347,000.00 | 8,428,000.00 | 36,746,000.00 | 28,640,000.00 | 18,913,000.00 | 9,287,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 101,181,000.00 | 66,267,000.00 | 29,462,000.00 | 124,934,000.00 | 96,517,000.00 | 63,578,000.00 | 31,131,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 101,181,000.00 | 66,267,000.00 | 29,462,000.00 | 124,934,000.00 | 96,517,000.00 | 63,578,000.00 | 31,131,000.00 |
| 减：少数股东损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -4,000.00 | 19,000.00 | 7,000.00 | 7,000.00 | 19,000.00 | 19,000.00 | 7,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 101,185,000.00 | 66,248,000.00 | 29,455,000.00 | 124,927,000.00 | 96,498,000.00 | 63,559,000.00 | 31,124,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 101,185,000.00 | 66,248,000.00 | 29,455,000.00 | 124,927,000.00 | 96,498,000.00 | 63,559,000.00 | 31,124,000.00 |
| 每股股息 | |||||||||||
| 每股股息－普通股(元) | - | - | - | - | - | - | 0.34 | - | 0.96 | 0.64 | 0.32 |
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4.09 | 2.68 | 1.19 | 5.03 | 3.87 | 2.55 | 1.25 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4.09 | 2.68 | 1.19 | 5.03 | 3.87 | 2.55 | 1.25 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 35,097,000.00 | 758,000.00 | -2,952,000.00 | 41,367,000.00 | -3,622,000.00 | 8,140,000.00 | 20,225,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 136,278,000.00 | 67,025,000.00 | 26,510,000.00 | 166,301,000.00 | 92,895,000.00 | 71,718,000.00 | 51,356,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 136,282,000.00 | 67,006,000.00 | 26,503,000.00 | 166,294,000.00 | 92,876,000.00 | 71,699,000.00 | 51,349,000.00 |
| 非控股权益应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -4,000.00 | 19,000.00 | 7,000.00 | 7,000.00 | 19,000.00 | 19,000.00 | 7,000.00 |
| 公告日期 | 2025-10-23 | 2025-07-24 | 2025-04-24 | 2025-02-18 | 2024-10-24 | 2024-07-25 | 2024-04-25 | 2024-02-20 | 2023-10-19 | 2023-07-20 | 2023-04-20 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |