| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,395,534,000.00 | 909,672,000.00 | 433,980,000.00 | 1,836,495,000.00 | 1,371,993,000.00 | 915,969,000.00 | 452,169,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,136,603,000.00 | 744,879,000.00 | 356,458,000.00 | 1,503,153,000.00 | 1,138,745,000.00 | 763,659,000.00 | 381,488,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,939,569,000.00 | 1,259,644,000.00 | 595,981,000.00 | 2,206,821,000.00 | 1,617,070,000.00 | 1,040,551,000.00 | 495,649,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 802,966,000.00 | 514,765,000.00 | 239,523,000.00 | 703,668,000.00 | 478,325,000.00 | 276,892,000.00 | 114,161,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 32,409,000.00 | 21,047,000.00 | 10,054,000.00 | 42,153,000.00 | 31,453,000.00 | 20,635,000.00 | 9,982,000.00 |
| 抵押贷款业务收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 19,211,000.00 | 11,542,000.00 | 4,478,000.00 | 16,319,000.00 | 12,628,000.00 | 7,565,000.00 | 3,400,000.00 |
| 手续费及佣金收入(元) | - | - | - | - | - | - | - | - | - | - | 8,160,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -90,000.00 | -14,000.00 | -16,000.00 | 15,370,000.00 | -5,440,000.00 | -5,199,000.00 | -5,216,000.00 |
| 投资银行及管理业务投资(元) | - | - | - | - | - | - | - | - | - | - | 18,760,000.00 |
| 保险收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14,488,000.00 | 9,173,000.00 | 3,434,000.00 | 15,397,000.00 | 11,624,000.00 | 7,884,000.00 | 3,186,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 83,602,000.00 | 55,105,000.00 | 18,891,000.00 | 58,887,000.00 | 47,292,000.00 | 28,224,000.00 | 13,437,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 192,913,000.00 | 123,045,000.00 | 59,572,000.00 | 244,103,000.00 | 182,983,000.00 | 121,425,000.00 | 32,409,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 817,599,000.00 | 545,316,000.00 | 262,317,000.00 | 1,026,306,000.00 | 742,071,000.00 | 497,295,000.00 | 250,711,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 456,490,000.00 | 308,996,000.00 | 149,803,000.00 | 546,364,000.00 | 404,715,000.00 | 273,174,000.00 | 137,364,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 188,488,000.00 | 123,446,000.00 | 59,713,000.00 | 236,162,000.00 | 176,174,000.00 | 117,428,000.00 | 59,334,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 24,236,000.00 | 16,958,000.00 | 6,406,000.00 | 27,335,000.00 | 19,085,000.00 | 13,129,000.00 | 6,732,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 32,954,000.00 | 21,918,000.00 | 10,634,000.00 | 39,511,000.00 | 28,698,000.00 | 19,250,000.00 | 9,417,000.00 |
| 联邦存款保险费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 32,711,000.00 | 20,989,000.00 | 11,313,000.00 | 56,730,000.00 | 29,028,000.00 | 20,028,000.00 | 10,404,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 29,064,000.00 | 18,376,000.00 | 8,204,000.00 | 39,522,000.00 | 26,453,000.00 | 17,769,000.00 | 8,947,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 53,656,000.00 | 34,633,000.00 | 16,244,000.00 | 80,682,000.00 | 57,918,000.00 | 36,517,000.00 | 18,513,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 577,935,000.00 | 364,356,000.00 | 171,663,000.00 | 810,189,000.00 | 629,922,000.00 | 418,674,000.00 | 201,458,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 494,333,000.00 | 309,251,000.00 | 152,772,000.00 | 751,302,000.00 | 582,630,000.00 | 390,450,000.00 | 188,021,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 109,018,000.00 | 67,738,000.00 | 32,488,000.00 | 169,310,000.00 | 133,118,000.00 | 88,814,000.00 | 41,421,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 385,315,000.00 | 241,513,000.00 | 120,284,000.00 | 581,992,000.00 | 449,512,000.00 | 301,636,000.00 | 146,600,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 385,315,000.00 | 241,513,000.00 | 120,284,000.00 | 581,992,000.00 | 449,512,000.00 | 301,636,000.00 | 146,600,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 385,315,000.00 | 241,513,000.00 | 120,284,000.00 | 581,992,000.00 | 449,512,000.00 | 301,636,000.00 | 146,600,000.00 |
| 减：归属于优先股净利润及其他项(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 12,101,000.00 | 8,067,000.00 | 4,034,000.00 | 16,135,000.00 | 12,101,000.00 | 8,067,000.00 | 4,034,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 373,214,000.00 | 233,446,000.00 | 116,250,000.00 | 565,857,000.00 | 437,411,000.00 | 293,569,000.00 | 142,566,000.00 |
| 每股股息 | |||||||||||
| 每股股息－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.42 | 0.28 | 0.14 | 0.56 | 0.42 | 0.28 | 0.14 |
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.21 | 0.77 | 0.40 | 1.95 | 1.50 | 1.01 | 0.49 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.21 | 0.77 | 0.40 | 1.94 | 1.50 | 1.01 | 0.49 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 135,053,000.00 | -52,599,000.00 | -40,819,000.00 | 47,613,000.00 | -182,393,000.00 | -22,211,000.00 | 78,064,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 520,368,000.00 | 188,914,000.00 | 79,465,000.00 | 629,605,000.00 | 267,119,000.00 | 279,425,000.00 | 224,664,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 520,368,000.00 | 188,914,000.00 | - | - | - | - | - |
| 公告日期 | 2025-10-29 | 2025-07-30 | 2025-04-30 | 2025-02-19 | 2024-10-30 | 2024-07-31 | 2024-05-01 | 2024-02-22 | 2023-11-01 | 2023-08-02 | 2023-05-03 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |