| 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | 2022年年报 | 2022年三季报 | 2022年中报 | 2022年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 |
| 截止日期 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 105,927,000.00 | 72,685,000.00 | 37,973,000.00 | 142,998,000.00 | 107,453,000.00 | 71,797,000.00 | 35,796,000.00 | 150,097,000.00 | 110,324,000.00 | 72,287,000.00 | 33,718,000.00 |
| 净利息收入(元) | 84,294,000.00 | 57,709,000.00 | 30,139,000.00 | 123,283,000.00 | 92,176,000.00 | 62,311,000.00 | 32,729,000.00 | 111,803,000.00 | 78,354,000.00 | 48,508,000.00 | 21,848,000.00 |
| 利息收入合计(元) | 142,784,000.00 | 96,157,000.00 | 50,030,000.00 | 189,818,000.00 | 140,119,000.00 | 91,794,000.00 | 44,763,000.00 | 125,957,000.00 | 85,255,000.00 | 51,352,000.00 | 23,262,000.00 |
| 利息支出合计(元) | 58,490,000.00 | 38,448,000.00 | 19,891,000.00 | 66,535,000.00 | 47,943,000.00 | 29,483,000.00 | 12,034,000.00 | 14,154,000.00 | 6,901,000.00 | 2,844,000.00 | 1,414,000.00 |
| 卡类收入(元) | 12,482,000.00 | 8,630,000.00 | 4,813,000.00 | 13,776,000.00 | 9,965,000.00 | 7,113,000.00 | 3,610,000.00 | 11,648,000.00 | - | 6,657,000.00 | 2,642,000.00 |
| 手续费及佣金收入(元) | - | - | - | - | - | - | - | - | 9,970,000.00 | - | - |
| 资产处置损益(元) | 1,352,000.00 | 82,000.00 | 609,000.00 | -5,561,000.00 | -2,819,000.00 | -3,423,000.00 | -3,493,000.00 | 6,845,000.00 | 4,380,000.00 | 5,027,000.00 | 3,477,000.00 |
| 保险收入(元) | 208,000.00 | 130,000.00 | 66,000.00 | 335,000.00 | 251,000.00 | 170,000.00 | 92,000.00 | 849,000.00 | 667,000.00 | 472,000.00 | 254,000.00 |
| 减：贷款损失准备(元) | 3,210,000.00 | 2,251,000.00 | 1,997,000.00 | -1,921,000.00 | 182,000.00 | 341,000.00 | 4,576,000.00 | 14,194,000.00 | 11,500,000.00 | 6,380,000.00 | 1,280,000.00 |
| 其他收入(元) | 7,591,000.00 | 6,134,000.00 | 2,346,000.00 | 11,165,000.00 | 7,880,000.00 | 5,626,000.00 | 2,858,000.00 | 18,952,000.00 | 16,953,000.00 | 11,623,000.00 | 5,497,000.00 |
| 营业支出(元) | 88,606,000.00 | 59,121,000.00 | 30,191,000.00 | 117,625,000.00 | 89,324,000.00 | 58,599,000.00 | 28,317,000.00 | 117,388,000.00 | 88,646,000.00 | 58,681,000.00 | 28,862,000.00 |
| 薪酬和福利(元) | 53,926,000.00 | 35,422,000.00 | 18,040,000.00 | 70,196,000.00 | 53,929,000.00 | 36,551,000.00 | 18,668,000.00 | 80,160,000.00 | 55,260,000.00 | 41,265,000.00 | 19,939,000.00 |
| 占用和设备费(元) | 2,854,000.00 | 1,813,000.00 | 864,000.00 | 3,701,000.00 | 2,803,000.00 | 1,882,000.00 | 792,000.00 | 4,051,000.00 | 3,009,000.00 | 1,879,000.00 | 972,000.00 |
| 专业及合同服务费(元) | 15,578,000.00 | 10,929,000.00 | 5,737,000.00 | 18,344,000.00 | 12,581,000.00 | 6,899,000.00 | 2,951,000.00 | 10,871,000.00 | 8,034,000.00 | 5,350,000.00 | 2,821,000.00 |
| 营销费用(元) | - | - | - | - | - | - | - | - | 746,000.00 | 520,000.00 | 325,000.00 |
| 联邦存款保险费(元) | 3,018,000.00 | 1,977,000.00 | 892,000.00 | 4,436,000.00 | 3,432,000.00 | 2,035,000.00 | 904,000.00 | 2,610,000.00 | - | 1,150,000.00 | 536,000.00 |
| 折旧与摊销(元) | 3,564,000.00 | 2,434,000.00 | 1,216,000.00 | 5,558,000.00 | 4,347,000.00 | 2,908,000.00 | 1,457,000.00 | 5,557,000.00 | 4,012,000.00 | 2,493,000.00 | 1,226,000.00 |
| 数据处理成本(元) | 4,128,000.00 | 2,772,000.00 | 1,459,000.00 | 4,878,000.00 | 3,523,000.00 | 2,266,000.00 | 1,148,000.00 | 4,198,000.00 | 3,110,000.00 | 2,071,000.00 | 1,016,000.00 |
| 非利息支出其他项目(元) | 5,538,000.00 | 3,774,000.00 | 1,983,000.00 | 10,512,000.00 | 8,709,000.00 | 6,058,000.00 | 2,397,000.00 | 9,941,000.00 | 14,475,000.00 | 3,953,000.00 | 2,027,000.00 |
| 营业利润计算(元) | 17,321,000.00 | 13,564,000.00 | 7,782,000.00 | 25,373,000.00 | 18,129,000.00 | 13,198,000.00 | 7,479,000.00 | 32,709,000.00 | 21,678,000.00 | 13,606,000.00 | 4,856,000.00 |
| 持续经营税前利润(元) | 14,111,000.00 | 11,313,000.00 | 5,785,000.00 | 27,294,000.00 | 17,947,000.00 | 12,857,000.00 | 2,903,000.00 | 18,515,000.00 | 10,178,000.00 | 7,226,000.00 | 3,576,000.00 |
| 减：所得税(元) | 3,304,000.00 | 2,662,000.00 | 1,283,000.00 | 5,070,000.00 | 3,639,000.00 | 2,421,000.00 | 465,000.00 | 4,128,000.00 | 2,161,000.00 | 1,764,000.00 | 905,000.00 |
| 持续经营净利润(元) | 10,807,000.00 | 8,651,000.00 | 4,502,000.00 | 22,224,000.00 | 14,308,000.00 | 10,436,000.00 | 2,438,000.00 | 14,387,000.00 | 8,017,000.00 | 5,462,000.00 | 2,671,000.00 |
| 加：已终止或非持续经营净利润(元) | - | - | - | 8,782,000.00 | 8,782,000.00 | 8,782,000.00 | 8,782,000.00 | - | - | - | - |
| 净利润(元) | 10,807,000.00 | 8,651,000.00 | 4,502,000.00 | 31,006,000.00 | 23,090,000.00 | 19,218,000.00 | 11,220,000.00 | 14,387,000.00 | 8,017,000.00 | 5,462,000.00 | 2,671,000.00 |
| 减：少数股东损益(元) | 156,000.00 | 80,000.00 | 20,000.00 | -226,000.00 | -231,000.00 | -236,000.00 | -122,000.00 | -660,000.00 | -521,000.00 | -358,000.00 | -193,000.00 |
| 归属于母公司股东净利润(元) | 10,651,000.00 | 8,571,000.00 | 4,482,000.00 | 31,232,000.00 | 23,321,000.00 | 19,454,000.00 | 11,342,000.00 | 15,047,000.00 | 8,538,000.00 | 5,820,000.00 | 2,864,000.00 |
| 归属于普通股股东净利润(元) | 10,651,000.00 | 8,571,000.00 | 4,482,000.00 | 31,232,000.00 | 23,321,000.00 | 19,454,000.00 | 11,342,000.00 | 15,047,000.00 | 8,538,000.00 | 5,820,000.00 | 2,864,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 0.83 | 0.67 | 0.35 | 2.46 | 1.84 | 1.54 | 0.90 | 1.23 | 0.70 | 0.48 | 0.24 |
| 摊薄每股收益－普通股(元) | 0.81 | 0.66 | 0.34 | 2.40 | 1.79 | 1.50 | 0.87 | 1.17 | 0.66 | 0.45 | 0.22 |
| 其他全面收益(元) | 6,372,000.00 | 445,000.00 | -1,968,000.00 | 8,873,000.00 | -2,547,000.00 | 3,240,000.00 | 6,766,000.00 | -34,098,000.00 | -36,371,000.00 | -25,814,000.00 | -13,556,000.00 |
| 全面收益总额(元) | 17,179,000.00 | 9,096,000.00 | 2,534,000.00 | 39,879,000.00 | 20,543,000.00 | 22,458,000.00 | 17,986,000.00 | -19,711,000.00 | -28,354,000.00 | - | -10,885,000.00 |
| 本公司拥有人应占全面收益总额(元) | 17,023,000.00 | 9,016,000.00 | 2,514,000.00 | 40,105,000.00 | 20,774,000.00 | 22,694,000.00 | 18,108,000.00 | -19,051,000.00 | -27,833,000.00 | -19,994,000.00 | -10,692,000.00 |
| 非控股权益应占全面收益总额(元) | 156,000.00 | 80,000.00 | 20,000.00 | -226,000.00 | -231,000.00 | -236,000.00 | -122,000.00 | -660,000.00 | -521,000.00 | -358,000.00 | -193,000.00 |
| 公告日期 | 2024-11-05 | 2024-08-08 | 2024-05-07 | 2024-03-13 | 2023-11-07 | 2023-08-08 | 2023-05-10 | 2023-03-16 | 2022-11-08 | 2022-08-08 | 2022-05-02 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |