| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5,431,000,000.00 | 3,557,000,000.00 | 1,754,000,000.00 | 7,360,000,000.00 | 5,639,000,000.00 | 3,762,000,000.00 | 1,921,000,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,950,000,000.00 | 2,599,000,000.00 | 1,287,000,000.00 | 5,439,000,000.00 | 4,123,000,000.00 | 2,755,000,000.00 | 1,409,000,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,411,000,000.00 | 4,856,000,000.00 | 2,380,000,000.00 | 8,916,000,000.00 | 6,566,000,000.00 | 4,253,000,000.00 | 2,028,000,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,461,000,000.00 | 2,257,000,000.00 | 1,093,000,000.00 | 3,477,000,000.00 | 2,443,000,000.00 | 1,498,000,000.00 | 619,000,000.00 |
| 卡类收入(元) | - | - | - | - | - | - | - | - | 298,000,000.00 | 195,000,000.00 | 93,000,000.00 |
| 抵押贷款业务收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 99,000,000.00 | 61,000,000.00 | 31,000,000.00 | 109,000,000.00 | 86,000,000.00 | 59,000,000.00 | 26,000,000.00 |
| 手续费及佣金收入(元) | - | - | - | - | - | - | - | - | 165,000,000.00 | 116,000,000.00 | 59,000,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | - | 会员可见 | 14,000,000.00 | 7,000,000.00 | 5,000,000.00 | 7,000,000.00 | 9,000,000.00 | 7,000,000.00 | 4,000,000.00 |
| 投资银行及管理业务投资(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 936,000,000.00 | 607,000,000.00 | 290,000,000.00 | 1,161,000,000.00 | 192,000,000.00 | 130,000,000.00 | 62,000,000.00 |
| 保险收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 108,000,000.00 | 70,000,000.00 | 35,000,000.00 | 140,000,000.00 | 145,000,000.00 | 96,000,000.00 | 50,000,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 313,000,000.00 | 207,000,000.00 | 107,000,000.00 | 402,000,000.00 | 276,000,000.00 | 177,000,000.00 | 85,000,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 324,000,000.00 | 213,000,000.00 | 106,000,000.00 | 504,000,000.00 | 621,000,000.00 | 404,000,000.00 | 218,000,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,384,000,000.00 | 2,254,000,000.00 | 1,137,000,000.00 | 4,574,000,000.00 | 3,226,000,000.00 | 2,136,000,000.00 | 1,086,000,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 362,000,000.00 | 240,000,000.00 | 127,000,000.00 | 509,000,000.00 | 374,000,000.00 | 242,000,000.00 | 124,000,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 72,000,000.00 | 51,000,000.00 | 25,000,000.00 | 99,000,000.00 | 64,000,000.00 | 37,000,000.00 | 16,000,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 88,000,000.00 | 55,000,000.00 | 28,000,000.00 | 115,000,000.00 | 86,000,000.00 | 57,000,000.00 | 25,000,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 47,000,000.00 | 32,000,000.00 | 16,000,000.00 | 77,000,000.00 | 60,000,000.00 | 42,000,000.00 | 21,000,000.00 |
| 数据处理成本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 498,000,000.00 | 331,000,000.00 | 166,000,000.00 | 605,000,000.00 | 448,000,000.00 | 299,000,000.00 | 151,000,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2,317,000,000.00 | 1,545,000,000.00 | 775,000,000.00 | 3,169,000,000.00 | 2,194,000,000.00 | 1,459,000,000.00 | 749,000,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2,047,000,000.00 | 1,303,000,000.00 | 617,000,000.00 | 2,786,000,000.00 | 2,413,000,000.00 | 1,626,000,000.00 | 835,000,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,734,000,000.00 | 1,096,000,000.00 | 510,000,000.00 | 2,384,000,000.00 | 2,137,000,000.00 | 1,449,000,000.00 | 750,000,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 308,000,000.00 | 192,000,000.00 | 86,000,000.00 | 413,000,000.00 | 414,000,000.00 | 278,000,000.00 | 144,000,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,426,000,000.00 | 904,000,000.00 | 424,000,000.00 | 1,971,000,000.00 | 1,723,000,000.00 | 1,171,000,000.00 | 606,000,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,426,000,000.00 | 904,000,000.00 | 424,000,000.00 | 1,971,000,000.00 | 1,723,000,000.00 | 1,171,000,000.00 | 606,000,000.00 |
| 减：少数股东损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 16,000,000.00 | 11,000,000.00 | 5,000,000.00 | 20,000,000.00 | 15,000,000.00 | 10,000,000.00 | 4,000,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,410,000,000.00 | 893,000,000.00 | 419,000,000.00 | 1,951,000,000.00 | 1,708,000,000.00 | 1,161,000,000.00 | 602,000,000.00 |
| 减：归属于优先股净利润及其他项(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 107,000,000.00 | 71,000,000.00 | 36,000,000.00 | 134,000,000.00 | 106,000,000.00 | 69,000,000.00 | 29,000,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,303,000,000.00 | 822,000,000.00 | 383,000,000.00 | 1,817,000,000.00 | 1,602,000,000.00 | 1,092,000,000.00 | 573,000,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.90 | 0.57 | 0.26 | 1.26 | 1.11 | 0.76 | 0.40 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.88 | 0.56 | 0.26 | 1.24 | 1.09 | 0.74 | 0.39 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 572,000,000.00 | -235,000,000.00 | -203,000,000.00 | 422,000,000.00 | -524,000,000.00 | 92,000,000.00 | 343,000,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,998,000,000.00 | 669,000,000.00 | 221,000,000.00 | 2,393,000,000.00 | 1,199,000,000.00 | 1,263,000,000.00 | 949,000,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,982,000,000.00 | 658,000,000.00 | 216,000,000.00 | 2,373,000,000.00 | 1,184,000,000.00 | 1,253,000,000.00 | 945,000,000.00 |
| 非控股权益应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 16,000,000.00 | 11,000,000.00 | 5,000,000.00 | 20,000,000.00 | 15,000,000.00 | 10,000,000.00 | 4,000,000.00 |
| 公告日期 | 2025-10-28 | 2025-07-29 | 2025-04-29 | 2025-02-14 | 2024-10-29 | 2024-07-30 | 2024-04-30 | 2024-02-16 | 2023-10-27 | 2023-07-28 | 2023-04-28 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |