| 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | 2022年年报 | 2022年三季报 | 2022年中报 | 2022年一季报 | |
|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 |
| 截止日期 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 651,002,000.00 | 494,495,000.00 | 333,270,000.00 | 169,116,000.00 | 628,144,000.00 | 455,038,000.00 | 285,115,000.00 | 128,177,000.00 |
| 净利息收入(元) | 545,400,000.00 | 415,337,000.00 | 281,954,000.00 | 144,119,000.00 | 520,203,000.00 | 371,247,000.00 | 230,941,000.00 | 102,280,000.00 |
| 利息收入合计(元) | 893,886,000.00 | 656,896,000.00 | 427,763,000.00 | 206,398,000.00 | 605,006,000.00 | 414,024,000.00 | 250,686,000.00 | 109,540,000.00 |
| 利息支出合计(元) | 348,486,000.00 | 241,559,000.00 | 145,809,000.00 | 62,279,000.00 | 84,803,000.00 | 42,777,000.00 | 19,745,000.00 | 7,260,000.00 |
| 卡类收入(元) | 18,862,000.00 | 14,425,000.00 | 9,709,000.00 | 5,172,000.00 | 20,207,000.00 | 15,674,000.00 | 10,898,000.00 | 5,723,000.00 |
| 手续费及佣金收入(元) | 1,880,000.00 | 1,643,000.00 | 1,259,000.00 | 517,000.00 | 1,935,000.00 | 45,034,000.00 | 30,147,000.00 | 410,000.00 |
| 资产处置损益(元) | 12,114,000.00 | 9,271,000.00 | 4,888,000.00 | 1,976,000.00 | 14,637,000.00 | 14,933,000.00 | 6,630,000.00 | 3,683,000.00 |
| 投资银行及管理业务投资(元) | 30,840,000.00 | 22,653,000.00 | 15,259,000.00 | 7,862,000.00 | 29,688,000.00 | - | - | 7,332,000.00 |
| 保险收入(元) | 8,347,000.00 | 5,145,000.00 | 3,384,000.00 | 1,288,000.00 | 11,174,000.00 | 3,831,000.00 | 2,455,000.00 | 1,696,000.00 |
| 减：贷款损失准备(元) | 3,500,000.00 | 2,000,000.00 | - | - | 16,755,000.00 | 16,755,000.00 | 16,755,000.00 | - |
| 其他收入(元) | 33,559,000.00 | 26,021,000.00 | 16,817,000.00 | 8,182,000.00 | 30,300,000.00 | 4,319,000.00 | 4,044,000.00 | 7,053,000.00 |
| 营业支出(元) | 388,270,000.00 | 280,167,000.00 | 186,313,000.00 | 93,720,000.00 | 355,715,000.00 | 266,016,000.00 | 169,638,000.00 | 72,325,000.00 |
| 薪酬和福利(元) | 228,745,000.00 | 167,778,000.00 | 112,212,000.00 | 57,459,000.00 | 206,893,000.00 | 154,562,000.00 | 98,560,000.00 | 42,519,000.00 |
| 占用和设备费(元) | 53,972,000.00 | 38,775,000.00 | 26,240,000.00 | 13,385,000.00 | 50,156,000.00 | 37,370,000.00 | 24,635,000.00 | 11,267,000.00 |
| 专业及合同服务费(元) | 16,172,000.00 | 12,191,000.00 | 8,358,000.00 | 3,698,000.00 | 21,642,000.00 | 17,681,000.00 | 13,220,000.00 | 2,953,000.00 |
| 营销费用(元) | 7,427,000.00 | 4,780,000.00 | 2,411,000.00 | 1,309,000.00 | 7,708,000.00 | 4,551,000.00 | 2,150,000.00 | 736,000.00 |
| 一般及行政支出(元) | 1,552,000.00 | 1,150,000.00 | 817,000.00 | 383,000.00 | 1,588,000.00 | - | - | 345,000.00 |
| 联邦存款保险费(元) | 14,674,000.00 | 7,117,000.00 | 4,136,000.00 | 1,396,000.00 | 10,235,000.00 | 7,940,000.00 | 5,116,000.00 | 2,192,000.00 |
| 折旧与摊销(元) | 8,743,000.00 | 6,561,000.00 | 4,379,000.00 | 2,197,000.00 | 8,275,000.00 | 5,972,000.00 | 3,669,000.00 | 1,366,000.00 |
| 数据处理成本(元) | 25,165,000.00 | 19,290,000.00 | 12,717,000.00 | 6,113,000.00 | 21,682,000.00 | 16,071,000.00 | 9,244,000.00 | 4,363,000.00 |
| 非利息支出其他项目(元) | 31,820,000.00 | 22,525,000.00 | 15,043,000.00 | 7,780,000.00 | 27,536,000.00 | 21,869,000.00 | 13,044,000.00 | 6,584,000.00 |
| 营业利润计算(元) | 262,732,000.00 | 214,328,000.00 | 146,957,000.00 | 75,396,000.00 | 272,429,000.00 | 189,022,000.00 | 115,477,000.00 | 55,852,000.00 |
| 持续经营税前利润(元) | 259,232,000.00 | 212,328,000.00 | 146,957,000.00 | 75,396,000.00 | 255,674,000.00 | 172,267,000.00 | 98,722,000.00 | 55,852,000.00 |
| 减：所得税(元) | 35,446,000.00 | 31,021,000.00 | 22,016,000.00 | 11,317,000.00 | 33,585,000.00 | 20,938,000.00 | 11,145,000.00 | 7,266,000.00 |
| 持续经营净利润(元) | 223,786,000.00 | 181,307,000.00 | 124,941,000.00 | 64,079,000.00 | 222,089,000.00 | 151,329,000.00 | 87,577,000.00 | 48,586,000.00 |
| 净利润(元) | 223,786,000.00 | 181,307,000.00 | 124,941,000.00 | 64,079,000.00 | 222,089,000.00 | 151,329,000.00 | 87,577,000.00 | 48,586,000.00 |
| 归属于母公司股东净利润(元) | 223,786,000.00 | 181,307,000.00 | 124,941,000.00 | 64,079,000.00 | 222,089,000.00 | 151,329,000.00 | 87,577,000.00 | 48,586,000.00 |
| 减：归属于优先股净利润及其他项(元) | 1,875,000.00 | 1,406,000.00 | 938,000.00 | 469,000.00 | 1,406,000.00 | 938,000.00 | 469,000.00 | - |
| 归属于普通股股东净利润(元) | 221,911,000.00 | 179,901,000.00 | 124,003,000.00 | 63,610,000.00 | 220,683,000.00 | 150,391,000.00 | 87,108,000.00 | 48,586,000.00 |
| 每股股息 | ||||||||
| 每股股息－普通股(元) | - | 1.00 | 0.66 | 0.32 | - | 0.93 | 0.61 | 0.29 |
| 每股收益 | ||||||||
| 基本每股收益－普通股(元) | 3.74 | 3.04 | 2.09 | 1.07 | 3.83 | 2.63 | 1.55 | 0.91 |
| 摊薄每股收益－普通股(元) | 3.73 | 3.03 | 2.09 | 1.07 | 3.81 | 2.62 | 1.54 | 0.91 |
| 其他全面收益(元) | 63,181,000.00 | -68,119,000.00 | 21,187,000.00 | 40,237,000.00 | -294,264,000.00 | -369,202,000.00 | -253,669,000.00 | -139,505,000.00 |
| 全面收益总额(元) | 286,967,000.00 | 113,188,000.00 | 146,128,000.00 | 104,316,000.00 | -72,175,000.00 | -217,873,000.00 | -166,092,000.00 | -90,919,000.00 |
| 公告日期 | 2024-02-29 | 2023-11-01 | 2023-08-02 | 2023-05-03 | 2023-03-01 | 2022-11-09 | 2022-08-09 | 2022-05-10 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | ||||||||
| 核数师 |