| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 469,582,000.00 | 313,606,000.00 | 153,701,000.00 | 651,002,000.00 | 494,495,000.00 | 333,270,000.00 | 169,116,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 386,744,000.00 | 255,634,000.00 | 127,063,000.00 | 545,400,000.00 | 415,337,000.00 | 281,954,000.00 | 144,119,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 713,364,000.00 | 472,281,000.00 | 235,900,000.00 | 893,886,000.00 | 656,896,000.00 | 427,763,000.00 | 206,398,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 326,620,000.00 | 216,647,000.00 | 108,837,000.00 | 348,486,000.00 | 241,559,000.00 | 145,809,000.00 | 62,279,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14,360,000.00 | 9,239,000.00 | 4,500,000.00 | 18,862,000.00 | 14,425,000.00 | 9,709,000.00 | 5,172,000.00 |
| 手续费及佣金收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,231,000.00 | 887,000.00 | 427,000.00 | 1,880,000.00 | 1,643,000.00 | 1,259,000.00 | 517,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,482,000.00 | 9,096,000.00 | 3,515,000.00 | 12,114,000.00 | 9,271,000.00 | 4,888,000.00 | 1,976,000.00 |
| 投资银行及管理业务投资(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 25,550,000.00 | 17,025,000.00 | 8,200,000.00 | 30,840,000.00 | 22,653,000.00 | 15,259,000.00 | 7,862,000.00 |
| 保险收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6,276,000.00 | 3,521,000.00 | 1,592,000.00 | 8,347,000.00 | 5,145,000.00 | 3,384,000.00 | 1,288,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 31,500,000.00 | 26,500,000.00 | 2,000,000.00 | 3,500,000.00 | 2,000,000.00 | - | - |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 27,939,000.00 | 18,204,000.00 | 8,404,000.00 | 33,559,000.00 | 26,021,000.00 | 16,817,000.00 | 8,182,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 282,977,000.00 | 188,348,000.00 | 96,935,000.00 | 388,270,000.00 | 280,167,000.00 | 186,313,000.00 | 93,720,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 165,730,000.00 | 110,507,000.00 | 58,293,000.00 | 228,745,000.00 | 167,778,000.00 | 112,212,000.00 | 57,459,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 40,826,000.00 | 26,883,000.00 | 13,538,000.00 | 53,972,000.00 | 38,775,000.00 | 26,240,000.00 | 13,385,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 10,809,000.00 | 7,774,000.00 | 3,952,000.00 | 16,172,000.00 | 12,191,000.00 | 8,358,000.00 | 3,698,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4,807,000.00 | 2,971,000.00 | 1,198,000.00 | 7,427,000.00 | 4,780,000.00 | 2,411,000.00 | 1,309,000.00 |
| 一般及行政支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,085,000.00 | 707,000.00 | 353,000.00 | 1,552,000.00 | 1,150,000.00 | 817,000.00 | 383,000.00 |
| 联邦存款保险费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 11,285,000.00 | 7,565,000.00 | 4,287,000.00 | 14,674,000.00 | 7,117,000.00 | 4,136,000.00 | 1,396,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5,500,000.00 | 3,728,000.00 | 1,957,000.00 | 8,743,000.00 | 6,561,000.00 | 4,379,000.00 | 2,197,000.00 |
| 数据处理成本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 21,111,000.00 | 13,961,000.00 | 6,889,000.00 | 25,165,000.00 | 19,290,000.00 | 12,717,000.00 | 6,113,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 21,824,000.00 | 14,252,000.00 | 6,468,000.00 | 31,820,000.00 | 22,525,000.00 | 15,043,000.00 | 7,780,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 186,605,000.00 | 125,258,000.00 | 56,766,000.00 | 262,732,000.00 | 214,328,000.00 | 146,957,000.00 | 75,396,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 155,105,000.00 | 98,758,000.00 | 54,766,000.00 | 259,232,000.00 | 212,328,000.00 | 146,957,000.00 | 75,396,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 18,052,000.00 | 10,892,000.00 | 6,825,000.00 | 35,446,000.00 | 31,021,000.00 | 22,016,000.00 | 11,317,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 137,053,000.00 | 87,866,000.00 | 47,941,000.00 | 223,786,000.00 | 181,307,000.00 | 124,941,000.00 | 64,079,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 137,053,000.00 | 87,866,000.00 | 47,941,000.00 | 223,786,000.00 | 181,307,000.00 | 124,941,000.00 | 64,079,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 137,053,000.00 | 87,866,000.00 | 47,941,000.00 | 223,786,000.00 | 181,307,000.00 | 124,941,000.00 | 64,079,000.00 |
| 减：归属于优先股净利润及其他项(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,406,000.00 | 938,000.00 | 469,000.00 | 1,875,000.00 | 1,406,000.00 | 938,000.00 | 469,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 135,647,000.00 | 86,928,000.00 | 47,472,000.00 | 221,911,000.00 | 179,901,000.00 | 124,003,000.00 | 63,610,000.00 |
| 每股股息 | |||||||||||
| 每股股息－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.04 | 0.69 | 0.34 | - | 1.00 | 0.66 | 0.32 |
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2.32 | 1.48 | 0.80 | 3.74 | 3.04 | 2.09 | 1.07 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2.31 | 1.48 | 0.80 | 3.73 | 3.03 | 2.09 | 1.07 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 24,145,000.00 | -36,009,000.00 | -22,059,000.00 | 63,181,000.00 | -68,119,000.00 | 21,187,000.00 | 40,237,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 161,198,000.00 | 51,857,000.00 | 25,882,000.00 | 286,967,000.00 | 113,188,000.00 | 146,128,000.00 | 104,316,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 161,198,000.00 | 51,857,000.00 | - | - | - | - | - |
| 公告日期 | 2025-10-30 | 2025-07-31 | 2025-05-01 | 2025-02-24 | 2024-10-31 | 2024-08-01 | 2024-05-01 | 2024-02-29 | 2023-11-01 | 2023-08-02 | 2023-05-03 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |