| 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | 2022年年报 | 2022年三季报 | 2022年中报 | 2022年一季报 | |
|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 |
| 截止日期 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 213,959,000.00 | 158,705,000.00 | 106,542,000.00 | 52,739,000.00 | 213,643,000.00 | 159,557,000.00 | 103,837,000.00 | 50,880,000.00 |
| 净利息收入(元) | 165,715,000.00 | 125,829,000.00 | 84,152,000.00 | 41,815,000.00 | 167,372,000.00 | 124,223,000.00 | 81,155,000.00 | 39,558,000.00 |
| 利息收入合计(元) | 286,133,000.00 | 209,586,000.00 | 134,886,000.00 | 63,771,000.00 | 196,107,000.00 | 138,302,000.00 | 87,627,000.00 | 42,351,000.00 |
| 利息支出合计(元) | 120,418,000.00 | 83,757,000.00 | 50,734,000.00 | 21,956,000.00 | 28,735,000.00 | 14,079,000.00 | 6,472,000.00 | 2,793,000.00 |
| 卡类收入(元) | 8,220,000.00 | 6,140,000.00 | 4,046,000.00 | 1,939,000.00 | 8,205,000.00 | - | - | - |
| 手续费及佣金收入(元) | - | - | - | - | - | 4,403,000.00 | 2,806,000.00 | 1,369,000.00 |
| 资产处置损益(元) | -1,660,000.00 | 1,767,000.00 | 1,721,000.00 | 608,000.00 | 3,131,000.00 | 1,030,000.00 | 744,000.00 | -318,000.00 |
| 投资银行及管理业务投资(元) | 10,955,000.00 | 8,286,000.00 | 5,742,000.00 | 2,923,000.00 | 11,493,000.00 | - | - | - |
| 保险收入(元) | 18,814,000.00 | 8,067,000.00 | 5,362,000.00 | 3,081,000.00 | 11,906,000.00 | 9,569,000.00 | 5,033,000.00 | 2,930,000.00 |
| 减：贷款损失准备(元) | 13,681,000.00 | 8,410,000.00 | 7,444,000.00 | 4,214,000.00 | 13,311,000.00 | 7,196,000.00 | 2,882,000.00 | 2,319,000.00 |
| 其他收入(元) | 11,915,000.00 | 8,616,000.00 | 5,519,000.00 | 2,373,000.00 | 11,536,000.00 | 20,332,000.00 | 14,099,000.00 | 7,341,000.00 |
| 营业支出(元) | 137,225,000.00 | 102,178,000.00 | 67,443,000.00 | 33,661,000.00 | 129,362,000.00 | 95,849,000.00 | 63,022,000.00 | 30,135,000.00 |
| 薪酬和福利(元) | 71,889,000.00 | 54,047,000.00 | 35,887,000.00 | 18,133,000.00 | 69,633,000.00 | 51,532,000.00 | 33,582,000.00 | 16,616,000.00 |
| 占用和设备费(元) | 14,798,000.00 | 11,059,000.00 | 7,268,000.00 | 3,730,000.00 | 15,103,000.00 | 13,014,000.00 | 8,781,000.00 | 4,297,000.00 |
| 专业及合同服务费(元) | 5,259,000.00 | 3,844,000.00 | 2,768,000.00 | 1,495,000.00 | 5,592,000.00 | 4,172,000.00 | 2,925,000.00 | 1,656,000.00 |
| 营销费用(元) | 1,926,000.00 | 1,556,000.00 | 812,000.00 | 314,000.00 | 2,013,000.00 | 1,437,000.00 | 786,000.00 | 380,000.00 |
| 一般及行政支出(元) | 1,873,000.00 | 1,418,000.00 | 963,000.00 | 490,000.00 | 1,943,000.00 | - | - | - |
| 联邦存款保险费(元) | 4,902,000.00 | 3,586,000.00 | 2,354,000.00 | 1,115,000.00 | 2,440,000.00 | 1,785,000.00 | 1,134,000.00 | 513,000.00 |
| 折旧与摊销(元) | 910,000.00 | 689,000.00 | 464,000.00 | 234,000.00 | 986,000.00 | 747,000.00 | 503,000.00 | 254,000.00 |
| 数据处理成本(元) | 20,110,000.00 | 14,548,000.00 | 9,441,000.00 | 4,691,000.00 | 17,638,000.00 | 12,959,000.00 | 8,552,000.00 | 3,979,000.00 |
| 非利息支出其他项目(元) | 15,558,000.00 | 11,431,000.00 | 7,486,000.00 | 3,459,000.00 | 14,014,000.00 | 10,203,000.00 | 6,759,000.00 | 2,440,000.00 |
| 营业利润计算(元) | 76,734,000.00 | 56,527,000.00 | 39,099,000.00 | 19,078,000.00 | 84,281,000.00 | 63,708,000.00 | 40,815,000.00 | 20,745,000.00 |
| 持续经营税前利润(元) | 63,053,000.00 | 48,117,000.00 | 31,655,000.00 | 14,864,000.00 | 70,970,000.00 | 56,512,000.00 | 37,933,000.00 | 18,426,000.00 |
| 减：所得税(元) | 12,789,000.00 | 7,633,000.00 | 5,193,000.00 | 2,775,000.00 | 14,397,000.00 | 12,027,000.00 | 7,302,000.00 | 3,443,000.00 |
| 持续经营净利润(元) | 50,264,000.00 | 40,484,000.00 | 26,462,000.00 | 12,089,000.00 | 56,573,000.00 | 44,485,000.00 | 30,631,000.00 | 14,983,000.00 |
| 净利润(元) | 50,264,000.00 | 40,484,000.00 | 26,462,000.00 | 12,089,000.00 | 56,573,000.00 | 44,485,000.00 | 30,631,000.00 | 14,983,000.00 |
| 归属于母公司股东净利润(元) | 50,264,000.00 | 40,484,000.00 | 26,462,000.00 | 12,089,000.00 | 56,573,000.00 | 44,485,000.00 | 30,631,000.00 | 14,983,000.00 |
| 减：归属于优先股净利润及其他项(元) | 1,459,000.00 | 1,094,000.00 | 729,000.00 | 365,000.00 | 1,459,000.00 | 1,095,000.00 | 729,000.00 | 365,000.00 |
| 归属于普通股股东净利润(元) | 48,805,000.00 | 39,390,000.00 | 25,733,000.00 | 11,724,000.00 | 55,114,000.00 | 43,390,000.00 | 29,902,000.00 | 14,618,000.00 |
| 每股股息 | ||||||||
| 每股股息－普通股(元) | 1.20 | 0.90 | 0.60 | 0.30 | 1.16 | 0.87 | 0.58 | 0.29 |
| 每股收益 | ||||||||
| 基本每股收益－普通股(元) | 3.17 | 2.56 | 1.68 | 0.76 | 3.58 | 2.82 | 1.94 | 0.94 |
| 摊薄每股收益－普通股(元) | 3.15 | 2.55 | 1.67 | 0.76 | 3.56 | 2.80 | 1.93 | 0.93 |
| 其他全面收益(元) | 17,546,000.00 | -23,902,000.00 | 3,015,000.00 | 10,115,000.00 | -124,280,000.00 | -127,976,000.00 | -86,518,000.00 | -53,887,000.00 |
| 全面收益总额(元) | 67,810,000.00 | 16,582,000.00 | 29,477,000.00 | 22,204,000.00 | -67,707,000.00 | -83,491,000.00 | -55,887,000.00 | -38,904,000.00 |
| 公告日期 | 2024-03-13 | 2023-11-06 | 2023-08-07 | 2023-05-08 | 2023-03-09 | 2022-11-07 | 2022-08-08 | 2022-05-09 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | ||||||||
| 核数师 |