| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 620,412,000.00 | 410,417,000.00 | 205,798,000.00 | 836,942,000.00 | 626,802,000.00 | 423,557,000.00 | 216,270,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 463,985,000.00 | 307,278,000.00 | 154,427,000.00 | 636,127,000.00 | 484,334,000.00 | 327,186,000.00 | 167,247,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 739,882,000.00 | 489,886,000.00 | 244,952,000.00 | 923,579,000.00 | 682,549,000.00 | 442,750,000.00 | 213,545,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 275,897,000.00 | 182,608,000.00 | 90,525,000.00 | 287,452,000.00 | 198,215,000.00 | 115,564,000.00 | 46,298,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 49,567,000.00 | 32,034,000.00 | 16,173,000.00 | 63,888,000.00 | 47,507,000.00 | 31,759,000.00 | 16,298,000.00 |
| 手续费及佣金收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 61,587,000.00 | 40,720,000.00 | 20,258,000.00 | 75,748,000.00 | 56,568,000.00 | 37,280,000.00 | 18,776,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | - | - | - | 792,000.00 | - | - | - |
| 保险收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 12,148,000.00 | 7,646,000.00 | 4,286,000.00 | 15,326,000.00 | 10,263,000.00 | 8,391,000.00 | 5,120,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 15,500,000.00 | 8,100,000.00 | 6,300,000.00 | 26,630,000.00 | 21,300,000.00 | 13,800,000.00 | 8,800,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 33,125,000.00 | 22,739,000.00 | 10,654,000.00 | 45,061,000.00 | 28,130,000.00 | 18,941,000.00 | 8,829,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 377,046,000.00 | 250,899,000.00 | 128,813,000.00 | 501,138,000.00 | 358,831,000.00 | 239,448,000.00 | 118,567,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 176,562,000.00 | 116,999,000.00 | 59,262,000.00 | 225,755,000.00 | 169,873,000.00 | 113,936,000.00 | 56,032,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 60,950,000.00 | 40,927,000.00 | 20,354,000.00 | 74,717,000.00 | 54,609,000.00 | 36,072,000.00 | 17,518,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 61,786,000.00 | 43,740,000.00 | 23,859,000.00 | 98,496,000.00 | 61,865,000.00 | 41,323,000.00 | 20,149,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6,190,000.00 | 4,377,000.00 | 2,612,000.00 | 7,615,000.00 | 6,174,000.00 | 3,885,000.00 | 1,994,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 71,558,000.00 | 44,856,000.00 | 22,726,000.00 | 94,555,000.00 | 66,310,000.00 | 44,232,000.00 | 22,874,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 243,366,000.00 | 159,518,000.00 | 76,985,000.00 | 335,804,000.00 | 267,971,000.00 | 184,109,000.00 | 97,703,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 227,866,000.00 | 151,418,000.00 | 70,685,000.00 | 309,174,000.00 | 246,671,000.00 | 170,309,000.00 | 88,903,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 50,233,000.00 | 35,277,000.00 | 16,465,000.00 | 74,191,000.00 | 59,190,000.00 | 41,049,000.00 | 22,085,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 177,633,000.00 | 116,141,000.00 | 54,220,000.00 | 234,983,000.00 | 187,481,000.00 | 129,260,000.00 | 66,818,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 177,633,000.00 | 116,141,000.00 | 54,220,000.00 | 234,983,000.00 | 187,481,000.00 | 129,260,000.00 | 66,818,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 177,633,000.00 | 116,141,000.00 | 54,220,000.00 | 234,983,000.00 | 187,481,000.00 | 129,260,000.00 | 66,818,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 177,633,000.00 | 116,141,000.00 | 54,220,000.00 | 234,983,000.00 | 187,481,000.00 | 129,260,000.00 | 66,818,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.39 | 0.91 | 0.42 | 1.84 | 1.47 | 1.01 | 0.52 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.38 | 0.91 | 0.42 | 1.84 | 1.47 | 1.01 | 0.52 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 77,552,000.00 | 11,078,000.00 | 6,430,000.00 | 109,044,000.00 | -9,477,000.00 | 26,518,000.00 | 27,575,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 255,185,000.00 | 127,219,000.00 | 60,650,000.00 | 344,027,000.00 | 178,004,000.00 | 155,778,000.00 | 94,393,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 255,185,000.00 | 127,219,000.00 | - | - | - | - | - |
| 公告日期 | 2025-11-03 | 2025-08-04 | 2025-05-05 | 2025-02-28 | 2024-11-04 | 2024-08-05 | 2024-05-06 | 2024-02-28 | 2023-11-06 | 2023-08-07 | 2023-05-08 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |