| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 611,325,000.00 | 410,064,000.00 | 195,252,000.00 | 840,192,000.00 | 639,434,000.00 | 427,351,000.00 | 214,861,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 457,611,000.00 | 302,051,000.00 | 148,740,000.00 | 627,770,000.00 | 474,005,000.00 | 318,550,000.00 | 159,318,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 750,524,000.00 | 493,405,000.00 | 240,686,000.00 | 903,004,000.00 | 664,567,000.00 | 432,476,000.00 | 208,581,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 292,913,000.00 | 191,354,000.00 | 91,946,000.00 | 275,234,000.00 | 190,562,000.00 | 113,926,000.00 | 49,263,000.00 |
| 卡类收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 10,740,000.00 | 7,042,000.00 | 3,142,000.00 | 14,039,000.00 | 10,690,000.00 | 7,284,000.00 | 3,592,000.00 |
| 手续费及佣金收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 39,270,000.00 | 27,222,000.00 | 10,435,000.00 | 54,051,000.00 | 45,321,000.00 | 31,937,000.00 | 16,898,000.00 |
| 资产处置损益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -6,262,000.00 | 5,025,000.00 | -153,000.00 | 17,320,000.00 | 14,301,000.00 | 8,661,000.00 | 3,461,000.00 |
| 投资银行及管理业务投资(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 20,758,000.00 | 13,848,000.00 | 6,676,000.00 | 26,081,000.00 | 19,990,000.00 | 13,047,000.00 | 6,334,000.00 |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 38,227,000.00 | 27,603,000.00 | 11,160,000.00 | 43,107,000.00 | 32,877,000.00 | 21,204,000.00 | 10,479,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 89,208,000.00 | 54,876,000.00 | 26,412,000.00 | 100,931,000.00 | 75,127,000.00 | 47,872,000.00 | 25,258,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 371,688,000.00 | 245,929,000.00 | 122,355,000.00 | 478,489,000.00 | 359,352,000.00 | 237,308,000.00 | 116,693,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 224,075,000.00 | 149,262,000.00 | 74,037,000.00 | 292,731,000.00 | 222,094,000.00 | 146,453,000.00 | 72,254,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 31,048,000.00 | 20,661,000.00 | 10,406,000.00 | 39,262,000.00 | 29,142,000.00 | 19,248,000.00 | 9,636,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,456,000.00 | 5,153,000.00 | 2,268,000.00 | 9,926,000.00 | 6,778,000.00 | 4,254,000.00 | 1,946,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6,822,000.00 | 4,567,000.00 | 1,962,000.00 | 9,647,000.00 | 7,560,000.00 | 4,962,000.00 | 2,160,000.00 |
| 联邦存款保险费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8,473,000.00 | 5,437,000.00 | 2,780,000.00 | 11,948,000.00 | 8,297,000.00 | 5,632,000.00 | 2,826,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,092,000.00 | 4,697,000.00 | 2,301,000.00 | 10,402,000.00 | 7,801,000.00 | 5,201,000.00 | 2,600,000.00 |
| 数据处理成本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 26,039,000.00 | 17,182,000.00 | 8,305,000.00 | 35,852,000.00 | 27,364,000.00 | 18,891,000.00 | 9,020,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 60,683,000.00 | 38,970,000.00 | 20,296,000.00 | 68,721,000.00 | 50,316,000.00 | 32,667,000.00 | 16,251,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 239,637,000.00 | 164,135,000.00 | 72,897,000.00 | 361,703,000.00 | 280,082,000.00 | 190,043,000.00 | 98,168,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 201,410,000.00 | 136,532,000.00 | 61,737,000.00 | 318,596,000.00 | 247,205,000.00 | 168,839,000.00 | 87,689,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 37,465,000.00 | 25,038,000.00 | 11,048,000.00 | 62,733,000.00 | 48,074,000.00 | 32,769,000.00 | 17,286,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 163,945,000.00 | 111,494,000.00 | 50,689,000.00 | 255,863,000.00 | 199,131,000.00 | 136,070,000.00 | 70,403,000.00 |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 163,945,000.00 | 111,494,000.00 | 50,689,000.00 | 255,863,000.00 | 199,131,000.00 | 136,070,000.00 | 70,403,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 163,945,000.00 | 111,494,000.00 | 50,689,000.00 | 255,863,000.00 | 199,131,000.00 | 136,070,000.00 | 70,403,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 163,945,000.00 | 111,494,000.00 | 50,689,000.00 | 255,863,000.00 | 199,131,000.00 | 136,070,000.00 | 70,403,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.74 | 1.18 | 0.54 | 2.72 | 2.12 | 1.45 | 0.75 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.72 | 1.17 | 0.53 | 2.69 | 2.09 | 1.43 | 0.74 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 77,557,000.00 | -13,590,000.00 | -11,290,000.00 | 48,844,000.00 | -51,342,000.00 | 5,653,000.00 | 30,604,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 241,502,000.00 | 97,904,000.00 | 39,399,000.00 | 304,707,000.00 | 147,789,000.00 | 141,723,000.00 | 101,007,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 241,502,000.00 | 97,904,000.00 | - | - | - | - | - |
| 公告日期 | 2025-11-04 | 2025-08-07 | 2025-05-09 | 2025-02-20 | 2024-11-07 | 2024-08-09 | 2024-05-09 | 2024-02-22 | 2023-11-03 | 2023-08-04 | 2023-05-05 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |