| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2025-01-01 | 2025-01-01 | 2025-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 |
| 截止日期 | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 28,922,000,000.00 | 18,908,000,000.00 | 9,402,000,000.00 | 36,787,000,000.00 | 27,281,000,000.00 | 17,915,000,000.00 | 8,903,000,000.00 |
| 净利息收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 23,110,000,000.00 | 15,034,000,000.00 | 7,488,000,000.00 | 29,241,000,000.00 | 21,722,000,000.00 | 14,299,000,000.00 | 7,186,000,000.00 |
| 利息收入合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 34,317,000,000.00 | 22,457,000,000.00 | 11,177,000,000.00 | 41,938,000,000.00 | 30,793,000,000.00 | 19,920,000,000.00 | 9,754,000,000.00 |
| 利息支出合计(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 11,207,000,000.00 | 7,423,000,000.00 | 3,689,000,000.00 | 12,697,000,000.00 | 9,071,000,000.00 | 5,621,000,000.00 | 2,568,000,000.00 |
| 手续费及佣金收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5,044,000,000.00 | 3,315,000,000.00 | 1,607,000,000.00 | 6,460,000,000.00 | 4,829,000,000.00 | 3,142,000,000.00 | 1,518,000,000.00 |
| 资产处置损益(元) | - | - | - | 会员可见 | -35,000,000.00 | - | - | -34,000,000.00 | - | - | - |
| 减：贷款损失准备(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 9,074,000,000.00 | 6,592,000,000.00 | 2,683,000,000.00 | 10,426,000,000.00 | 7,569,000,000.00 | 5,285,000,000.00 | 2,795,000,000.00 |
| 其他收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 803,000,000.00 | 559,000,000.00 | 307,000,000.00 | 1,120,000,000.00 | 730,000,000.00 | 474,000,000.00 | 199,000,000.00 |
| 营业支出(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 15,397,000,000.00 | 10,083,000,000.00 | 5,137,000,000.00 | 20,316,000,000.00 | 14,599,000,000.00 | 9,739,000,000.00 | 4,945,000,000.00 |
| 薪酬和福利(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,069,000,000.00 | 4,678,000,000.00 | 2,478,000,000.00 | 9,302,000,000.00 | 7,018,000,000.00 | 4,744,000,000.00 | 2,427,000,000.00 |
| 占用和设备费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,692,000,000.00 | 1,105,000,000.00 | 554,000,000.00 | 2,160,000,000.00 | 1,532,000,000.00 | 1,014,000,000.00 | 508,000,000.00 |
| 专业及合同服务费(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 980,000,000.00 | 578,000,000.00 | 262,000,000.00 | 1,268,000,000.00 | 909,000,000.00 | 614,000,000.00 | 324,000,000.00 |
| 营销费用(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,187,000,000.00 | 2,074,000,000.00 | 1,010,000,000.00 | 4,009,000,000.00 | 2,755,000,000.00 | 1,783,000,000.00 | 897,000,000.00 |
| 折旧与摊销(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 58,000,000.00 | 38,000,000.00 | 19,000,000.00 | 82,000,000.00 | 60,000,000.00 | 36,000,000.00 | 14,000,000.00 |
| 数据处理成本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,064,000,000.00 | 706,000,000.00 | 351,000,000.00 | 1,383,000,000.00 | 1,038,000,000.00 | 694,000,000.00 | 350,000,000.00 |
| 非利息支出其他项目(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,347,000,000.00 | 904,000,000.00 | 463,000,000.00 | 2,112,000,000.00 | 1,287,000,000.00 | 854,000,000.00 | 425,000,000.00 |
| 营业利润计算(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 13,525,000,000.00 | 8,825,000,000.00 | 4,265,000,000.00 | 16,471,000,000.00 | 12,682,000,000.00 | 8,176,000,000.00 | 3,958,000,000.00 |
| 持续经营税前利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4,451,000,000.00 | 2,233,000,000.00 | 1,582,000,000.00 | 6,045,000,000.00 | 5,113,000,000.00 | 2,891,000,000.00 | 1,163,000,000.00 |
| 减：所得税(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 797,000,000.00 | 356,000,000.00 | 302,000,000.00 | 1,158,000,000.00 | 932,000,000.00 | 500,000,000.00 | 203,000,000.00 |
| 持续经营净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,654,000,000.00 | 1,877,000,000.00 | 1,280,000,000.00 | 4,887,000,000.00 | 4,181,000,000.00 | 2,391,000,000.00 | 960,000,000.00 |
| 加：已终止或非持续经营净利润(元) | 会员可见 | 会员可见 | - | 会员可见 | - | - | - | - | - | - | - |
| 净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,654,000,000.00 | 1,877,000,000.00 | 1,280,000,000.00 | 4,887,000,000.00 | 4,181,000,000.00 | 2,391,000,000.00 | 960,000,000.00 |
| 归属于母公司股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,654,000,000.00 | 1,877,000,000.00 | 1,280,000,000.00 | 4,887,000,000.00 | 4,181,000,000.00 | 2,391,000,000.00 | 960,000,000.00 |
| 减：归属于优先股净利润及其他项(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 231,000,000.00 | 146,000,000.00 | 80,000,000.00 | 305,000,000.00 | 238,000,000.00 | 153,000,000.00 | 73,000,000.00 |
| 归属于普通股股东净利润(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3,423,000,000.00 | 1,731,000,000.00 | 1,200,000,000.00 | 4,582,000,000.00 | 3,943,000,000.00 | 2,238,000,000.00 | 887,000,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8.94 | 4.52 | 3.14 | 11.98 | 10.31 | 5.85 | 2.32 |
| 摊薄每股收益－普通股(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8.92 | 4.51 | 3.13 | 11.95 | 10.28 | 5.83 | 2.31 |
| 其他全面收益(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,981,000,000.00 | -1,433,000,000.00 | -1,266,000,000.00 | 1,648,000,000.00 | -2,308,000,000.00 | 98,000,000.00 | 1,376,000,000.00 |
| 全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5,635,000,000.00 | 444,000,000.00 | 14,000,000.00 | 6,535,000,000.00 | 1,873,000,000.00 | 2,489,000,000.00 | 2,336,000,000.00 |
| 本公司拥有人应占全面收益总额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5,635,000,000.00 | 444,000,000.00 | - | - | - | - | - |
| 公告日期 | 2025-11-03 | 2025-07-31 | 2025-05-07 | 2025-02-20 | 2024-10-31 | 2024-08-01 | 2024-05-02 | 2024-02-23 | 2023-11-02 | 2023-07-27 | 2023-05-05 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |