| 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | 2022年年报 | 2022年三季报 | 2022年中报 | 2022年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 起始日期 | 2024-01-01 | 2024-01-01 | 2024-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2023-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 | 2022-01-01 |
| 截止日期 | 2024-09-30 | 2024-06-30 | 2024-03-31 | 2023-12-31 | 2023-09-30 | 2023-06-30 | 2023-03-31 | 2022-12-31 | 2022-09-30 | 2022-06-30 | 2022-03-31 |
| 报表类型 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 | 合并报表 |
| 报表年结日 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 | 1231 |
| 原始币种 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 | 美元 |
| 上市前/上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 | 上市后 |
| 营业收入(元) | 70,408,000.00 | 48,567,000.00 | 28,174,000.00 | 121,582,000.00 | 95,712,000.00 | 64,781,000.00 | 34,642,000.00 | 158,483,000.00 | 118,687,000.00 | 82,042,000.00 | 47,762,000.00 |
| 净利息收入(元) | 59,536,000.00 | 40,434,000.00 | 20,349,000.00 | 93,041,000.00 | 71,278,000.00 | 47,762,000.00 | 27,359,000.00 | 110,391,000.00 | 76,435,000.00 | 47,758,000.00 | 23,668,000.00 |
| 利息收入合计(元) | 122,387,000.00 | 83,162,000.00 | 42,531,000.00 | 168,995,000.00 | 125,835,000.00 | 82,026,000.00 | 43,053,000.00 | 127,476,000.00 | 85,191,000.00 | 52,045,000.00 | 25,802,000.00 |
| 利息支出合计(元) | 62,851,000.00 | 42,728,000.00 | 22,182,000.00 | 75,954,000.00 | 54,557,000.00 | 34,264,000.00 | 15,694,000.00 | 17,085,000.00 | 8,756,000.00 | 4,287,000.00 | 2,134,000.00 |
| 卡类收入(元) | 1,444,000.00 | 755,000.00 | 242,000.00 | 1,703,000.00 | 1,257,000.00 | 900,000.00 | 340,000.00 | 2,240,000.00 | - | 1,021,000.00 | - |
| 抵押贷款业务收入(元) | 8,527,000.00 | 8,502,000.00 | 3,393,000.00 | - | - | - | - | 20,647,000.00 | - | 15,519,000.00 | - |
| 手续费及佣金收入(元) | - | - | - | - | - | - | - | - | 996,000.00 | - | 315,000.00 |
| 资产处置损益(元) | 64,000.00 | 121,000.00 | 110,000.00 | 4,068,000.00 | 4,150,000.00 | 4,793,000.00 | 2,409,000.00 | 4,734,000.00 | 4,530,000.00 | 2,965,000.00 | 1,427,000.00 |
| 投资银行及管理业务投资(元) | 1,873,000.00 | 1,143,000.00 | 520,000.00 | 1,839,000.00 | 1,356,000.00 | 894,000.00 | 432,000.00 | 1,769,000.00 | - | 805,000.00 | - |
| 保险收入(元) | 797,000.00 | 670,000.00 | 337,000.00 | 1,195,000.00 | 885,000.00 | 574,000.00 | 282,000.00 | 1,348,000.00 | - | 548,000.00 | - |
| 减：贷款损失准备(元) | -4,100,000.00 | 2,100,000.00 | -1,000,000.00 | 22,323,000.00 | 19,553,000.00 | 24,200,000.00 | 3,700,000.00 | 17,886,000.00 | 13,894,000.00 | 9,994,000.00 | 2,500,000.00 |
| 其他收入(元) | -1,833,000.00 | -3,058,000.00 | 3,223,000.00 | 19,736,000.00 | 16,786,000.00 | 9,858,000.00 | 3,820,000.00 | 17,354,000.00 | 36,726,000.00 | 13,426,000.00 | 22,352,000.00 |
| 营业支出(元) | 88,314,000.00 | 61,818,000.00 | 32,474,000.00 | 158,103,000.00 | 127,520,000.00 | 62,899,000.00 | 28,847,000.00 | 104,776,000.00 | 77,224,000.00 | 48,015,000.00 | 22,689,000.00 |
| 薪酬和福利(元) | 44,918,000.00 | 30,977,000.00 | 16,045,000.00 | 58,158,000.00 | 44,447,000.00 | 29,807,000.00 | 15,289,000.00 | 56,006,000.00 | 44,143,000.00 | 29,969,000.00 | 14,096,000.00 |
| 占用和设备费(元) | 11,599,000.00 | 5,436,000.00 | 2,697,000.00 | 10,916,000.00 | 8,440,000.00 | 5,784,000.00 | 2,700,000.00 | 9,741,000.00 | 4,407,000.00 | 4,814,000.00 | 1,485,000.00 |
| 专业及合同服务费(元) | 1,424,000.00 | 2,260,000.00 | 1,602,000.00 | 7,434,000.00 | 6,339,000.00 | 4,636,000.00 | 1,380,000.00 | 1,304,000.00 | - | 1,520,000.00 | - |
| 营销费用(元) | 701,000.00 | 480,000.00 | 297,000.00 | 1,157,000.00 | 973,000.00 | 623,000.00 | 286,000.00 | 1,460,000.00 | - | 840,000.00 | - |
| 联邦存款保险费(元) | 4,324,000.00 | 3,194,000.00 | 1,377,000.00 | 5,059,000.00 | 3,297,000.00 | 1,975,000.00 | 729,000.00 | 1,340,000.00 | 797,000.00 | 337,000.00 | 231,000.00 |
| 折旧与摊销(元) | 828,000.00 | 563,000.00 | 287,000.00 | 1,295,000.00 | 998,000.00 | 690,000.00 | 355,000.00 | 1,525,000.00 | 1,160,000.00 | 783,000.00 | 397,000.00 |
| 数据处理成本(元) | - | 2,002,000.00 | 1,106,000.00 | 5,686,000.00 | 4,187,000.00 | 2,477,000.00 | 1,346,000.00 | 4,593,000.00 | 3,152,000.00 | 1,820,000.00 | 946,000.00 |
| 非利息支出其他项目(元) | 24,520,000.00 | 16,906,000.00 | 9,063,000.00 | 68,398,000.00 | 58,839,000.00 | 16,907,000.00 | 6,762,000.00 | 28,807,000.00 | 23,565,000.00 | 7,932,000.00 | 5,534,000.00 |
| 营业利润计算(元) | -17,906,000.00 | -13,251,000.00 | -4,300,000.00 | -36,521,000.00 | -31,808,000.00 | 1,882,000.00 | 5,795,000.00 | 53,707,000.00 | 41,463,000.00 | 34,027,000.00 | 25,073,000.00 |
| 持续经营税前利润(元) | -13,806,000.00 | -15,351,000.00 | -3,300,000.00 | -58,844,000.00 | -51,361,000.00 | -22,318,000.00 | 2,095,000.00 | 35,821,000.00 | 27,569,000.00 | 24,033,000.00 | 22,573,000.00 |
| 减：所得税(元) | -424,000.00 | -1,023,000.00 | -407,000.00 | -7,071,000.00 | -5,347,000.00 | -4,458,000.00 | 491,000.00 | 8,244,000.00 | 6,296,000.00 | 5,495,000.00 | 5,153,000.00 |
| 持续经营净利润(元) | -13,382,000.00 | -14,328,000.00 | -2,893,000.00 | -51,773,000.00 | -46,014,000.00 | -17,860,000.00 | 1,604,000.00 | 27,577,000.00 | 21,273,000.00 | 18,538,000.00 | 17,420,000.00 |
| 加：已终止或非持续经营净利润(元) | - | - | - | - | - | - | - | 337,000.00 | 337,000.00 | 337,000.00 | 337,000.00 |
| 净利润(元) | -13,382,000.00 | -14,328,000.00 | -2,893,000.00 | -51,773,000.00 | -46,014,000.00 | -17,860,000.00 | 1,604,000.00 | 27,914,000.00 | 21,610,000.00 | 18,875,000.00 | 17,757,000.00 |
| 减：少数股东损益(元) | - | - | - | - | - | - | - | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 |
| 归属于母公司股东净利润(元) | -13,382,000.00 | -14,328,000.00 | -2,893,000.00 | -51,773,000.00 | -46,014,000.00 | -17,860,000.00 | 1,604,000.00 | 27,913,000.00 | 21,609,000.00 | 18,874,000.00 | 17,756,000.00 |
| 减：归属于优先股净利润及其他项(元) | - | 150,000.00 | - | - | - | - | - | - | - | - | - |
| 归属于普通股股东净利润(元) | -13,382,000.00 | -14,478,000.00 | -2,893,000.00 | -51,773,000.00 | -46,014,000.00 | -17,860,000.00 | 1,604,000.00 | 27,913,000.00 | 21,609,000.00 | 18,874,000.00 | 17,756,000.00 |
| 每股股息 | |||||||||||
| 每股收益 | |||||||||||
| 基本每股收益－普通股(元) | -0.34 | -0.66 | -0.15 | -2.73 | -2.43 | -0.95 | 0.09 | 1.48 | 1.13 | 2.02 | 0.95 |
| 摊薄每股收益－普通股(元) | -0.34 | -0.66 | -0.15 | -2.73 | -2.43 | -0.95 | 0.09 | 1.48 | 1.13 | 2.02 | 0.95 |
| 其他全面收益(元) | 10,573,000.00 | 573,000.00 | -2,558,000.00 | 45,000.00 | -8,675,000.00 | -1,157,000.00 | 3,866,000.00 | -41,469,000.00 | -45,748,000.00 | -33,859,000.00 | -17,844,000.00 |
| 全面收益总额(元) | -2,809,000.00 | -13,755,000.00 | -5,451,000.00 | -51,728,000.00 | -54,689,000.00 | -19,017,000.00 | 5,470,000.00 | -13,555,000.00 | -24,138,000.00 | -14,984,000.00 | -87,000.00 |
| 本公司拥有人应占全面收益总额(元) | -2,809,000.00 | -13,755,000.00 | - | -51,728,000.00 | -54,689,000.00 | -19,017,000.00 | 5,470,000.00 | -13,556,000.00 | -24,139,000.00 | -14,985,000.00 | -88,000.00 |
| 非控股权益应占全面收益总额(元) | - | - | - | - | - | - | - | 1,000.00 | 1,000.00 | 1,000.00 | 1,000.00 |
| 公告日期 | 2024-11-06 | 2024-08-06 | 2024-05-08 | 2024-03-15 | 2023-11-14 | 2023-08-07 | 2023-05-10 | 2023-03-10 | 2022-11-03 | 2022-08-05 | 2022-05-05 |
| 会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 | 美国会计准则 |
| 审计意见 | |||||||||||
| 核数师 |