财务摘要（报告期）（Citizens Financial Group Inc）
| 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | 2022年年报 | 2022年三季报 | 2022年中报 | 2022年一季报 | |
|---|---|---|---|---|---|---|---|---|
| 每股指标： | ||||||||
| 每股收益EPS基本(元) | 3.14 | 2.79 | 1.93 | 1.00 | 4.12 | 2.85 | 1.59 | 0.94 |
| 每股净资产(元) | 52.19 | 49.07 | 49.69 | 50.00 | 48.12 | 46.68 | 49.08 | 52.18 |
| 每股经营现金净流量(元) | 6.35 | 4.91 | 2.70 | 2.39 | 8.37 | 5.40 | -0.65 | 3.67 |
| 每股现金流量净额(元) | 2.32 | 10.41 | 2.15 | -5.32 | 2.82 | -2.01 | -5.33 | 1.84 |
| 每股营业收入(元) | 17.63 | 13.38 | 8.89 | 4.40 | 16.29 | 11.74 | 7.35 | 3.89 |
| 盈利能力： | ||||||||
| 销售净利率(%) | 19.55 | 22.75 | 23.42 | 24.01 | 25.84 | 24.39 | 21.51 | 25.53 |
| 净资产收益率平均(%) | 6.70 | 6.09 | 4.18 | 2.13 | 8.80 | 6.10 | 3.28 | 1.85 |
| 总资产净利率(%) | 0.72 | 0.63 | 0.44 | 0.23 | 1.00 | 0.69 | 0.38 | 0.22 |
| 投入资本回报率ROIC(%) | 0.76 | 0.67 | 0.46 | 0.24 | 1.05 | 0.72 | 0.39 | 0.23 |
| 收益质量： | ||||||||
| 营业利润／利润总额(%) | 133.84 | 128.27 | 126.96 | 125.30 | 117.85 | 118.72 | 121.60 | 100.56 |
| 税项／利润总额(%) | 20.79 | 22.25 | 22.49 | 23.04 | 21.92 | 22.28 | 22.68 | 21.64 |
| 经营活动产生的现金流量净额／营业收入(%) | 36.00 | 36.74 | 30.39 | 54.42 | 51.35 | 46.01 | -8.84 | 94.47 |
| 资本结构： | ||||||||
| 资产负债率(%) | 89.03 | 89.84 | 89.43 | 89.11 | 89.55 | 89.70 | 89.27 | 88.51 |
| 权益乘数 | 9.12 | 9.85 | 9.46 | 9.18 | 9.57 | 9.71 | 9.32 | 8.70 |
| 产权比率 | 8.12 | 8.85 | 8.46 | 8.18 | 8.57 | 8.71 | 8.32 | 7.70 |
| 归属母公司股东的权益／投入资本(%) | 11.60 | 10.92 | 11.17 | 11.31 | 10.97 | 10.70 | 11.07 | 12.16 |
| 偿债能力： | ||||||||
| 归属母公司股东的权益／负债合计(%) | 12.32 | 11.30 | 11.82 | 12.22 | 11.67 | 11.48 | 12.02 | 12.98 |
| 经营活动产生的现金流量净额／负债合计(%) | 1.50 | 1.13 | 0.64 | 0.58 | 2.03 | 1.33 | -0.16 | 0.91 |
| 营业利润／负债合计(%) | 1.37 | 1.16 | 0.81 | 0.42 | 1.54 | 1.08 | 0.61 | 0.32 |
| 成长能力： | ||||||||
| 总资产同比增长率(%) | -2.10 | 0.26 | -1.61 | 15.70 | 20.34 | 20.15 | 22.48 | 2.61 |
| 每股净资产同比增长率(%) | 8.45 | 5.12 | 1.23 | -4.17 | -13.26 | -15.08 | -9.85 | -1.89 |
| 总负债同比增长率(%) | -2.67 | 0.42 | -1.43 | 16.49 | 23.06 | 23.20 | 25.00 | 3.32 |
| 基本每股收益同比增长率(%) | -23.79 | -2.11 | 21.38 | 6.38 | -20.46 | -28.93 | -43.82 | -31.88 |
| 归属母公司股东的权益同比增长率(%) | 2.75 | -1.16 | -3.05 | 9.64 | 1.15 | -1.18 | 4.87 | -2.56 |
| 营业利润同比增长率(%) | -13.17 | 7.93 | 31.39 | 54.36 | 21.94 | 13.74 | -2.07 | -15.91 |
| 营业收入同比增长率(%) | 2.53 | 7.13 | 15.86 | 29.36 | 20.67 | 18.14 | 11.51 | -0.84 |
| 股东权益合计同比增长率(%) | 2.75 | -1.16 | -3.05 | 9.64 | 1.15 | -1.18 | 4.87 | -2.56 |
| 营运能力： | ||||||||
| 固定资产周转率次(次) | 9.46 | 7.24 | 4.91 | 2.49 | 9.95 | 7.30 | 4.41 | 2.11 |
| 总资产周转率次(次) | 0.04 | 0.03 | 0.02 | 0.01 | 0.04 | 0.03 | 0.02 | 0.01 |
| 衍生指标： | ||||||||
| 现金及现金等价物净增加额TTM(元) | 1,081,000,000.00 | 7,240,000,000.00 | 5,053,000,000.00 | -1,962,000,000.00 | 1,389,000,000.00 | -5,556,000,000.00 | -6,127,000,000.00 | -4,724,000,000.00 |
| 利润总额TTM(元) | 2,030,000,000.00 | 2,653,000,000.00 | 2,917,000,000.00 | 2,783,000,000.00 | 2,655,000,000.00 | 2,511,000,000.00 | 2,379,000,000.00 | 2,732,000,000.00 |
| 投入资本(元) | 209,931,000,000.00 | 209,546,000,000.00 | 211,215,000,000.00 | 213,962,000,000.00 | 215,883,000,000.00 | 216,263,000,000.00 | 219,729,000,000.00 | 181,476,000,000.00 |
| 经营活动产生的现金流量净额TTM(元) | 2,961,000,000.00 | 3,732,000,000.00 | 5,724,000,000.00 | 3,723,000,000.00 | 4,119,000,000.00 | 3,783,000,000.00 | 2,063,000,000.00 | 4,519,000,000.00 |
| 总营业收入TTM(元) | 8,224,000,000.00 | 8,436,000,000.00 | 8,599,000,000.00 | 8,504,000,000.00 | 8,021,000,000.00 | 7,541,000,000.00 | 7,023,000,000.00 | 6,633,000,000.00 |
| 归属母公司净利润TTM(元) | 1,608,000,000.00 | 2,072,000,000.00 | 2,278,000,000.00 | 2,164,000,000.00 | 2,073,000,000.00 | 1,950,000,000.00 | 1,844,000,000.00 | 2,128,000,000.00 |
| 所得税TTM(元) | 422,000,000.00 | 581,000,000.00 | 639,000,000.00 | 619,000,000.00 | 582,000,000.00 | 561,000,000.00 | 535,000,000.00 | 604,000,000.00 |