财务摘要（报告期）（PennyMac Financial Services Inc）
| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 每股指标： | |||||||||||
| 每股收益EPS基本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4.07 | 2.71 | 0.78 | 2.89 | 3.63 | 1.77 | 0.61 |
| 每股净资产(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 72.95 | 71.76 | 70.13 | 70.52 | 71.56 | 69.77 | 68.91 |
| 每股经营现金净流量(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -46.52 | -39.02 | -17.64 | -31.53 | -40.31 | -20.79 | -65.17 |
| 每股现金流量净额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -15.46 | -6.72 | -0.22 | -7.78 | -3.03 | 4.09 | 3.38 |
| 每股营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 21.92 | 13.95 | 6.00 | 27.93 | 20.83 | 12.82 | 6.05 |
| 盈利能力： | |||||||||||
| 销售净利率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 18.42 | 19.33 | 12.86 | 10.32 | 17.46 | 13.86 | 10.03 |
| 净资产收益率平均(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5.69 | 3.82 | 1.11 | 4.13 | 5.15 | 2.55 | 0.88 |
| 总资产净利率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.99 | 0.68 | 0.20 | 0.81 | 1.01 | 0.51 | 0.16 |
| 投入资本回报率ROIC(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.02 | 0.71 | 0.21 | 0.87 | 1.09 | 0.55 | 0.18 |
| 收益质量： | |||||||||||
| 营业利润／利润总额(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| 税项／利润总额(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 23.83 | 22.60 | 10.43 | 21.22 | 23.70 | 20.20 | 20.37 |
| 经营活动产生的现金流量净额／营业收入(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -212.22 | -279.69 | -293.77 | -112.88 | -193.56 | -162.11 | -1,078.01 |
| 资本结构： | |||||||||||
| 资产负债率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 83.65 | 83.03 | 81.97 | 81.22 | 81.15 | 80.66 | 82.83 |
| 权益乘数 | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6.12 | 5.89 | 5.55 | 5.33 | 5.30 | 5.17 | 5.82 |
| 产权比率 | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 5.12 | 4.89 | 4.55 | 4.33 | 4.30 | 4.17 | 4.82 |
| 归属母公司股东的权益／投入资本(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 16.45 | 17.45 | 18.92 | 19.76 | 20.10 | 21.14 | 18.55 |
| 偿债能力： | |||||||||||
| 归属母公司股东的权益／负债合计(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 19.54 | 20.43 | 22.00 | 23.12 | 23.24 | 23.98 | 20.73 |
| 经营活动产生的现金流量净额／负债合计(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -12.46 | -11.11 | -5.53 | -10.34 | -13.09 | -7.15 | -19.61 |
| 营业利润／负债合计(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.42 | 0.99 | 0.27 | 1.20 | 1.55 | 0.77 | 0.23 |
| 成长能力： | |||||||||||
| 总资产同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 20.70 | 19.98 | -1.50 | 12.02 | 15.81 | 26.01 | 37.52 |
| 每股净资产同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1.94 | 2.85 | 1.78 | 1.56 | 4.84 | 6.71 | 10.81 |
| 总负债同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 24.43 | 23.51 | -2.52 | 14.64 | 19.38 | 34.18 | 48.98 |
| 基本每股收益同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 12.12 | 53.11 | 27.87 | -67.75 | -55.19 | -67.88 | -80.39 |
| 归属母公司股东的权益同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4.65 | 5.24 | 3.42 | 1.95 | 2.61 | 0.50 | 0.31 |
| 营业利润同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14.21 | 60.03 | 15.04 | -72.40 | -60.19 | -73.05 | -83.73 |
| 营业收入同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8.07 | 11.32 | 0.92 | -29.41 | -36.81 | -45.30 | -53.94 |
| 股东权益合计同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4.65 | 5.24 | 3.42 | 1.95 | 2.61 | 0.50 | 0.31 |
| 营运能力： | |||||||||||
| 总资产周转率次(次) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.05 | 0.04 | 0.02 | 0.08 | 0.06 | 0.04 | 0.02 |
| 衍生指标： | |||||||||||
| 现金及现金等价物净增加额TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -1,031,490,000.00 | -937,063,000.00 | -570,512,000.00 | -390,168,000.00 | -381,378,000.00 | 116,984,000.00 | 1,008,088,000.00 |
| 利润总额TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 217,432,000.00 | 250,304,000.00 | 189,367,000.00 | 183,631,000.00 | 305,590,000.00 | 364,265,000.00 | 468,874,000.00 |
| 投入资本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 22,725,724,000.00 | 20,982,229,000.00 | 18,874,347,000.00 | 17,906,192,000.00 | 17,772,010,000.00 | 16,452,069,000.00 | 18,605,282,000.00 |
| 经营活动产生的现金流量净额TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -1,954,245,000.00 | -2,536,479,000.00 | 784,732,000.00 | -1,582,219,000.00 | -1,523,099,000.00 | -1,134,847,000.00 | -1,659,020,000.00 |
| 总营业收入TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,485,560,000.00 | 1,474,034,000.00 | 1,404,454,000.00 | 1,401,656,000.00 | 1,380,163,000.00 | 1,456,145,000.00 | 1,631,113,000.00 |
| 归属母公司净利润TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 170,092,000.00 | 193,594,000.00 | 153,586,000.00 | 144,656,000.00 | 219,115,000.00 | 261,379,000.00 | 332,292,000.00 |
| 所得税TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 47,340,000.00 | 56,710,000.00 | 35,781,000.00 | 38,975,000.00 | 86,475,000.00 | 102,886,000.00 | 136,582,000.00 |