财务摘要（报告期）（Citizens Financial Group Inc）
| 2025年三季报 | 2025年中报 | 2025年一季报 | 2024年年报 | 2024年三季报 | 2024年中报 | 2024年一季报 | 2023年年报 | 2023年三季报 | 2023年中报 | 2023年一季报 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 每股指标： | |||||||||||
| 每股收益EPS基本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2.21 | 1.44 | 0.66 | 3.14 | 2.79 | 1.93 | 1.00 |
| 每股净资产(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 56.00 | 52.70 | 51.83 | 52.19 | 49.07 | 49.69 | 50.00 |
| 每股经营现金净流量(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 3.41 | 3.06 | 1.21 | 6.35 | 4.91 | 2.70 | 2.39 |
| 每股现金流量净额(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -1.60 | 0.32 | -0.06 | 2.32 | 10.41 | 2.15 | -5.32 |
| 每股营业收入(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 13.08 | 8.66 | 4.27 | 17.63 | 13.38 | 8.89 | 4.40 |
| 盈利能力： | |||||||||||
| 销售净利率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 19.03 | 18.51 | 17.05 | 19.55 | 22.75 | 23.42 | 24.01 |
| 净资产收益率平均(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 4.50 | 3.01 | 1.39 | 6.70 | 6.09 | 4.18 | 2.13 |
| 总资产净利率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.50 | 0.33 | 0.15 | 0.72 | 0.63 | 0.44 | 0.23 |
| 投入资本回报率ROIC(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.53 | 0.35 | 0.16 | 0.76 | 0.67 | 0.46 | 0.24 |
| 收益质量： | |||||||||||
| 营业利润／利润总额(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 138.04 | 138.79 | 139.77 | 133.84 | 128.27 | 126.96 | 125.30 |
| 税项／利润总额(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 19.71 | 20.22 | 22.33 | 20.79 | 22.25 | 22.49 | 23.04 |
| 经营活动产生的现金流量净额／营业收入(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 26.07 | 35.39 | 28.28 | 36.00 | 36.74 | 30.39 | 54.42 |
| 资本结构： | |||||||||||
| 资产负债率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 88.65 | 89.15 | 89.22 | 89.03 | 89.84 | 89.43 | 89.11 |
| 权益乘数 | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8.81 | 9.21 | 9.28 | 9.12 | 9.85 | 9.46 | 9.18 |
| 产权比率 | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7.81 | 8.21 | 8.28 | 8.12 | 8.85 | 8.46 | 8.18 |
| 归属母公司股东的权益／投入资本(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 11.98 | 11.50 | 11.40 | 11.60 | 10.92 | 11.17 | 11.31 |
| 偿债能力： | |||||||||||
| 归属母公司股东的权益／负债合计(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 12.80 | 12.17 | 12.08 | 12.32 | 11.30 | 11.82 | 12.22 |
| 经营活动产生的现金流量净额／负债合计(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.78 | 0.71 | 0.28 | 1.50 | 1.13 | 0.64 | 0.58 |
| 营业利润／负债合计(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.98 | 0.64 | 0.31 | 1.37 | 1.16 | 0.81 | 0.42 |
| 成长能力： | |||||||||||
| 总资产同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -2.47 | -1.40 | -0.81 | -2.10 | 0.26 | -1.61 | 15.70 |
| 每股净资产同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 14.12 | 6.06 | 3.64 | 8.45 | 5.12 | 1.23 | -4.17 |
| 总负债同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -3.76 | -1.71 | -0.69 | -2.67 | 0.42 | -1.43 | 16.49 |
| 基本每股收益同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -20.79 | -25.39 | -34.00 | -23.79 | -2.11 | 21.38 | 6.38 |
| 归属母公司股东的权益同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8.98 | 1.20 | -1.82 | 2.75 | -1.16 | -3.05 | 9.64 |
| 营业利润同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -18.62 | -22.04 | -27.76 | -13.17 | 7.93 | 31.39 | 54.36 |
| 营业收入同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -6.62 | -7.11 | -7.94 | 2.53 | 7.13 | 15.86 | 29.36 |
| 股东权益合计同比增长率(%) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 8.98 | 1.20 | -1.82 | 2.75 | -1.16 | -3.05 | 9.64 |
| 营运能力： | |||||||||||
| 固定资产周转率次(次) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 6.63 | 4.46 | 2.22 | 9.46 | 7.24 | 4.91 | 2.49 |
| 总资产周转率次(次) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 0.03 | 0.02 | 0.01 | 0.04 | 0.03 | 0.02 | 0.01 |
| 衍生指标： | |||||||||||
| 现金及现金等价物净增加额TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | -4,485,000,000.00 | 204,000,000.00 | 3,625,000,000.00 | 1,081,000,000.00 | 7,240,000,000.00 | 5,053,000,000.00 | -1,962,000,000.00 |
| 利润总额TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,585,000,000.00 | 1,664,000,000.00 | 1,796,000,000.00 | 2,030,000,000.00 | 2,653,000,000.00 | 2,917,000,000.00 | 2,783,000,000.00 |
| 投入资本(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 208,143,000,000.00 | 207,608,000,000.00 | 208,457,000,000.00 | 209,931,000,000.00 | 209,546,000,000.00 | 211,215,000,000.00 | 213,962,000,000.00 |
| 经营活动产生的现金流量净额TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 2,188,000,000.00 | 3,073,000,000.00 | 2,361,000,000.00 | 2,961,000,000.00 | 3,732,000,000.00 | 5,724,000,000.00 | 3,723,000,000.00 |
| 总营业收入TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 7,811,000,000.00 | 7,924,000,000.00 | 8,055,000,000.00 | 8,224,000,000.00 | 8,436,000,000.00 | 8,599,000,000.00 | 8,504,000,000.00 |
| 归属母公司净利润TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 1,297,000,000.00 | 1,345,000,000.00 | 1,431,000,000.00 | 1,608,000,000.00 | 2,072,000,000.00 | 2,278,000,000.00 | 2,164,000,000.00 |
| 所得税TTM(元) | 会员可见 | 会员可见 | 会员可见 | 会员可见 | 288,000,000.00 | 319,000,000.00 | 365,000,000.00 | 422,000,000.00 | 581,000,000.00 | 639,000,000.00 | 619,000,000.00 |