| 2026年中报 | 2025年年报 | 2025年中报 | 2024年年报 | 2024年中报 | |
|---|---|---|---|---|---|
| 营业收入(元) | |||||
| 个人金融业务(元) | 119,302,000,000.00 | 232,854,000,000.00 | 116,911,000,000.00 | 242,659,000,000.00 | 126,515,000,000.00 |
| 公司金融业务(元) | 47,211,000,000.00 | 80,090,000,000.00 | 40,746,000,000.00 | 68,723,000,000.00 | 32,369,000,000.00 |
| 资金业务(元) | 25,805,000,000.00 | 42,520,000,000.00 | 21,715,000,000.00 | 37,147,000,000.00 | 17,802,000,000.00 |
| 其他(元) | 164,000,000.00 | 264,000,000.00 | 74,000,000.00 | 246,000,000.00 | 103,000,000.00 |
| 营业成本(元) | |||||
| 个人金融业务(元) | 111,382,000,000.00 | 213,802,000,000.00 | 107,870,000,000.00 | 209,441,000,000.00 | 109,770,000,000.00 |
| 公司金融业务(元) | 18,883,000,000.00 | 21,473,000,000.00 | 4,508,000,000.00 | 28,784,000,000.00 | 3,919,000,000.00 |
| 资金业务(元) | 7,416,000,000.00 | 21,509,000,000.00 | 8,937,000,000.00 | 16,871,000,000.00 | 9,702,000,000.00 |
| 其他(元) | 64,000,000.00 | 64,000,000.00 | 18,000,000.00 | 80,000,000.00 | 28,000,000.00 |
| 毛利(元) | |||||
| 个人金融业务(元) | 7,920,000,000.00 | 19,052,000,000.00 | 9,041,000,000.00 | 33,218,000,000.00 | 16,745,000,000.00 |
| 公司金融业务(元) | 28,328,000,000.00 | 58,617,000,000.00 | 36,238,000,000.00 | 39,939,000,000.00 | 28,450,000,000.00 |
| 资金业务(元) | 18,389,000,000.00 | 21,011,000,000.00 | 12,778,000,000.00 | 20,276,000,000.00 | 8,100,000,000.00 |
| 其他(元) | 100,000,000.00 | 200,000,000.00 | 56,000,000.00 | 166,000,000.00 | 75,000,000.00 |
| 毛利率(%) | |||||
| 个人金融业务(%) | 6.64 | 8.18 | 7.73 | 13.69 | 13.24 |
| 公司金融业务(%) | 60.00 | 73.19 | 88.94 | 58.12 | 87.89 |
| 资金业务(%) | 71.26 | 49.41 | 58.84 | 54.58 | 45.50 |
| 其他(%) | 60.98 | 75.76 | 75.68 | 67.48 | 72.82 |
| 收入构成(%) | |||||
| 个人金融业务(%) | 61.98 | 65.46 | 65.15 | 69.57 | 71.56 |
| 公司金融业务(%) | 24.53 | 22.51 | 22.71 | 19.70 | 18.31 |
| 资金业务(%) | 13.41 | 11.95 | 12.10 | 10.65 | 10.07 |
| 其他(%) | 0.09 | 0.07 | 0.04 | 0.07 | 0.06 |
| 毛利构成(%) | |||||
| 个人金融业务(%) | 14.47 | 19.27 | 15.56 | 35.49 | 31.38 |
| 公司金融业务(%) | 51.75 | 59.28 | 62.36 | 42.67 | 53.31 |
| 资金业务(%) | 33.60 | 21.25 | 21.99 | 21.66 | 15.18 |
| 其他(%) | 0.18 | 0.20 | 0.10 | 0.18 | 0.14 |