| 2025年中报 | 2024年年报 | 2024年中报 | 2023年年报 | 2023年中报 | |
|---|---|---|---|---|---|
| 营业收入(元) | |||||
| 个人贷款业务(元) | 169,306,000,000.00 | 324,882,000,000.00 | 170,452,000,000.00 | 332,964,000,000.00 | 176,152,000,000.00 |
| 公司贷款业务(元) | 202,974,000,000.00 | 393,953,000,000.00 | 193,053,000,000.00 | 393,033,000,000.00 | 208,039,000,000.00 |
| 结算业务(元) | 50,900,000,000.00 | 95,967,000,000.00 | 52,982,000,000.00 | 108,571,000,000.00 | 59,051,000,000.00 |
| 其他(元) | 3,912,000,000.00 | 7,001,000,000.00 | 4,012,000,000.00 | 8,502,000,000.00 | 4,252,000,000.00 |
| 营业成本(元) | |||||
| 个人贷款业务(元) | 76,542,000,000.00 | 226,178,000,000.00 | 106,937,000,000.00 | 182,503,000,000.00 | 72,414,000,000.00 |
| 公司贷款业务(元) | 139,472,000,000.00 | 149,391,000,000.00 | 100,483,000,000.00 | 206,240,000,000.00 | 147,104,000,000.00 |
| 结算业务(元) | 11,826,000,000.00 | 20,698,000,000.00 | 14,910,000,000.00 | 31,408,000,000.00 | 23,879,000,000.00 |
| 其他(元) | 346,000,000.00 | 4,651,000,000.00 | 1,753,000,000.00 | 2,159,000,000.00 | 1,221,000,000.00 |
| 毛利(元) | |||||
| 个人贷款业务(元) | 92,764,000,000.00 | 98,704,000,000.00 | 63,515,000,000.00 | 150,461,000,000.00 | 103,738,000,000.00 |
| 公司贷款业务(元) | 63,502,000,000.00 | 244,562,000,000.00 | 92,570,000,000.00 | 186,793,000,000.00 | 60,935,000,000.00 |
| 结算业务(元) | 39,074,000,000.00 | 75,269,000,000.00 | 38,072,000,000.00 | 77,163,000,000.00 | 35,172,000,000.00 |
| 其他(元) | 3,566,000,000.00 | 2,350,000,000.00 | 2,259,000,000.00 | 6,343,000,000.00 | 3,031,000,000.00 |
| 毛利率(%) | |||||
| 个人贷款业务(%) | 54.79 | 30.38 | 37.26 | 45.19 | 58.89 |
| 公司贷款业务(%) | 31.29 | 62.08 | 47.95 | 47.53 | 29.29 |
| 结算业务(%) | 76.77 | 78.43 | 71.86 | 71.07 | 59.56 |
| 其他(%) | 91.16 | 33.57 | 56.31 | 74.61 | 71.28 |
| 收入构成(%) | |||||
| 个人贷款业务(%) | 39.64 | 39.53 | 40.54 | 39.49 | 39.36 |
| 公司贷款业务(%) | 47.52 | 47.94 | 45.91 | 46.62 | 46.49 |
| 结算业务(%) | 11.92 | 11.68 | 12.60 | 12.88 | 13.20 |
| 其他(%) | 0.92 | 0.85 | 0.95 | 1.01 | 0.95 |
| 毛利构成(%) | |||||
| 个人贷款业务(%) | 46.64 | 23.45 | 32.34 | 35.76 | 51.13 |
| 公司贷款业务(%) | 31.93 | 58.11 | 47.13 | 44.39 | 30.04 |
| 结算业务(%) | 19.64 | 17.88 | 19.38 | 18.34 | 17.34 |
| 其他(%) | 1.79 | 0.56 | 1.15 | 1.51 | 1.49 |