| 2024年中报 | 2023年年报 | 2023年中报 | |
|---|---|---|---|
| 营业收入(元) | |||
| 个人贷款业务(元) | 170,452,000,000.00 | 332,964,000,000.00 | 176,152,000,000.00 |
| 公司贷款业务(元) | 193,053,000,000.00 | 393,033,000,000.00 | 208,039,000,000.00 |
| 结算业务(元) | 52,982,000,000.00 | 108,571,000,000.00 | 59,051,000,000.00 |
| 其他(元) | 4,012,000,000.00 | 8,502,000,000.00 | 4,252,000,000.00 |
| 营业成本(元) | |||
| 个人贷款业务(元) | 106,937,000,000.00 | 182,503,000,000.00 | 72,414,000,000.00 |
| 公司贷款业务(元) | 100,483,000,000.00 | 206,240,000,000.00 | 147,104,000,000.00 |
| 结算业务(元) | 14,910,000,000.00 | 31,408,000,000.00 | 23,879,000,000.00 |
| 其他(元) | 1,753,000,000.00 | 2,159,000,000.00 | 1,221,000,000.00 |
| 毛利(元) | |||
| 个人贷款业务(元) | 63,515,000,000.00 | 150,461,000,000.00 | 103,738,000,000.00 |
| 公司贷款业务(元) | 92,570,000,000.00 | 186,793,000,000.00 | 60,935,000,000.00 |
| 结算业务(元) | 38,072,000,000.00 | 77,163,000,000.00 | 35,172,000,000.00 |
| 其他(元) | 2,259,000,000.00 | 6,343,000,000.00 | 3,031,000,000.00 |
| 毛利率(%) | |||
| 个人贷款业务(%) | 37.26 | 45.19 | 58.89 |
| 公司贷款业务(%) | 47.95 | 47.53 | 29.29 |
| 结算业务(%) | 71.86 | 71.07 | 59.56 |
| 其他(%) | 56.31 | 74.61 | 71.28 |
| 收入构成(%) | |||
| 个人贷款业务(%) | 40.54 | 39.49 | 39.36 |
| 公司贷款业务(%) | 45.91 | 46.62 | 46.49 |
| 结算业务(%) | 12.60 | 12.88 | 13.20 |
| 其他(%) | 0.95 | 1.01 | 0.95 |
| 毛利构成(%) | |||
| 个人贷款业务(%) | 32.34 | 35.76 | 51.13 |
| 公司贷款业务(%) | 47.13 | 44.39 | 30.04 |
| 结算业务(%) | 19.38 | 18.34 | 17.34 |
| 其他(%) | 1.15 | 1.51 | 1.49 |