| 2023年年报 | 2023年中报 | 2022年年报 | 2022年中报 | |
|---|---|---|---|---|
| 营业收入(元) | ||||
| 个人贷款业务(元) | 332,964,000,000.00 | 176,152,000,000.00 | 401,553,000,000.00 | 211,854,000,000.00 |
| 公司贷款业务(元) | 393,033,000,000.00 | 208,039,000,000.00 | 399,401,000,000.00 | 213,265,000,000.00 |
| 结算业务(元) | 108,571,000,000.00 | 59,051,000,000.00 | 109,766,000,000.00 | 58,376,000,000.00 |
| 其他主营业务(元) | - | - | - | 3,775,000,000.00 |
| 其他(元) | 8,502,000,000.00 | 4,252,000,000.00 | 7,269,000,000.00 | 3,775,000,000.00 |
| 营业成本(元) | ||||
| 个人贷款业务(元) | 182,503,000,000.00 | 72,414,000,000.00 | 203,207,000,000.00 | 114,054,000,000.00 |
| 公司贷款业务(元) | 206,240,000,000.00 | 147,104,000,000.00 | 233,760,000,000.00 | 120,541,000,000.00 |
| 结算业务(元) | 31,408,000,000.00 | 23,879,000,000.00 | 57,024,000,000.00 | 38,539,000,000.00 |
| 其他主营业务(元) | - | - | - | 7,146,000,000.00 |
| 其他(元) | 2,159,000,000.00 | 1,221,000,000.00 | 3,620,000,000.00 | 7,146,000,000.00 |
| 毛利(元) | ||||
| 个人贷款业务(元) | 150,461,000,000.00 | 103,738,000,000.00 | 198,346,000,000.00 | 97,800,000,000.00 |
| 公司贷款业务(元) | 186,793,000,000.00 | 60,935,000,000.00 | 165,641,000,000.00 | 92,724,000,000.00 |
| 结算业务(元) | 77,163,000,000.00 | 35,172,000,000.00 | 52,742,000,000.00 | 19,837,000,000.00 |
| 其他主营业务(元) | - | - | - | -3,371,000,000.00 |
| 其他(元) | 6,343,000,000.00 | 3,031,000,000.00 | 3,649,000,000.00 | -3,371,000,000.00 |
| 毛利率(%) | ||||
| 个人贷款业务(%) | 45.19 | 58.89 | 49.39 | 46.16 |
| 公司贷款业务(%) | 47.53 | 29.29 | 41.47 | 43.48 |
| 结算业务(%) | 71.07 | 59.56 | 48.05 | 33.98 |
| 其他主营业务(%) | - | - | - | -89.30 |
| 其他(%) | 74.61 | 71.28 | 50.20 | -89.30 |
| 收入构成(%) | ||||
| 个人贷款业务(%) | 39.49 | 39.36 | 43.74 | 43.14 |
| 公司贷款业务(%) | 46.62 | 46.49 | 43.51 | 43.43 |
| 结算业务(%) | 12.88 | 13.20 | 11.96 | 11.89 |
| 其他主营业务(%) | - | - | - | 0.77 |
| 其他(%) | 1.01 | 0.95 | 0.79 | 0.77 |
| 毛利构成(%) | ||||
| 个人贷款业务(%) | 35.76 | 51.13 | 47.18 | 48.03 |
| 公司贷款业务(%) | 44.39 | 30.04 | 39.40 | 45.54 |
| 结算业务(%) | 18.34 | 17.34 | 12.55 | 9.74 |
| 其他主营业务(%) | - | - | - | -1.66 |
| 其他(%) | 1.51 | 1.49 | 0.87 | -1.66 |