| 2026年中报 | 2025年年报 | 2025年中报 | 2024年年报 | 2024年中报 | |
|---|---|---|---|---|---|
| 营业收入(元) | |||||
| 个人银行业务(元) | 200,105,000,000.00 | 383,297,000,000.00 | 190,177,000,000.00 | 389,553,000,000.00 | 203,644,000,000.00 |
| 公司银行业务(元) | 154,418,000,000.00 | 263,574,000,000.00 | 137,888,000,000.00 | 278,343,000,000.00 | 151,930,000,000.00 |
| 资金运营业务(元) | 39,157,000,000.00 | 52,055,000,000.00 | 29,386,000,000.00 | 18,924,000,000.00 | 167,000,000.00 |
| 其他(元) | 17,191,000,000.00 | 26,380,000,000.00 | 12,486,000,000.00 | 23,735,000,000.00 | 11,094,000,000.00 |
| 营业成本(元) | |||||
| 个人银行业务(元) | 130,461,000,000.00 | 221,664,000,000.00 | 121,449,000,000.00 | 215,201,000,000.00 | 113,850,000,000.00 |
| 公司银行业务(元) | 74,931,000,000.00 | 137,834,000,000.00 | 60,765,000,000.00 | 127,762,000,000.00 | 68,105,000,000.00 |
| 资金运营业务(元) | 15,028,000,000.00 | 25,975,000,000.00 | 20,444,000,000.00 | 36,138,000,000.00 | 21,581,000,000.00 |
| 其他(元) | 7,819,000,000.00 | 14,571,000,000.00 | 6,343,000,000.00 | 11,673,000,000.00 | 5,606,000,000.00 |
| 毛利(元) | |||||
| 个人银行业务(元) | 69,644,000,000.00 | 161,633,000,000.00 | 68,728,000,000.00 | 174,352,000,000.00 | 89,794,000,000.00 |
| 公司银行业务(元) | 79,487,000,000.00 | 125,740,000,000.00 | 77,123,000,000.00 | 150,581,000,000.00 | 83,825,000,000.00 |
| 资金运营业务(元) | 24,129,000,000.00 | 26,080,000,000.00 | 8,942,000,000.00 | -17,214,000,000.00 | -21,414,000,000.00 |
| 其他(元) | 9,372,000,000.00 | 11,809,000,000.00 | 6,143,000,000.00 | 12,062,000,000.00 | 5,488,000,000.00 |
| 毛利率(%) | |||||
| 个人银行业务(%) | 34.80 | 42.17 | 36.14 | 44.76 | 44.09 |
| 公司银行业务(%) | 51.48 | 47.71 | 55.93 | 54.10 | 55.17 |
| 资金运营业务(%) | 61.62 | 50.10 | 30.43 | -90.96 | -12,822.75 |
| 其他(%) | 54.52 | 44.76 | 49.20 | 50.82 | 49.47 |
| 收入构成(%) | |||||
| 个人银行业务(%) | 48.70 | 52.85 | 51.41 | 54.82 | 55.51 |
| 公司银行业务(%) | 37.58 | 36.34 | 37.27 | 39.17 | 41.42 |
| 资金运营业务(%) | 9.53 | 7.18 | 7.94 | 2.66 | 0.05 |
| 其他(%) | 4.18 | 3.64 | 3.38 | 3.34 | 3.02 |
| 毛利构成(%) | |||||
| 个人银行业务(%) | 38.13 | 49.69 | 42.71 | 54.52 | 56.94 |
| 公司银行业务(%) | 43.52 | 38.66 | 47.92 | 47.09 | 53.16 |
| 资金运营业务(%) | 13.21 | 8.02 | 5.56 | -5.38 | -13.58 |
| 其他(%) | 5.13 | 3.63 | 3.82 | 3.77 | 3.48 |