| 2026年中报 | 2025年年报 | 2025年中报 | 2024年年报 | 2024年中报 | |
|---|---|---|---|---|---|
| 营业收入(元) | |||||
| 个人贷款业务(元) | 11,180,000,000.00 | 21,794,000,000.00 | 11,094,000,000.00 | 24,962,000,000.00 | 12,742,000,000.00 |
| 理财业务(元) | 9,441,000,000.00 | 12,980,000,000.00 | 8,490,000,000.00 | 16,247,000,000.00 | 8,020,000,000.00 |
| 债券投资(元) | 17,314,000,000.00 | 32,662,000,000.00 | 16,407,000,000.00 | 28,440,000,000.00 | 14,695,000,000.00 |
| 其他(元) | 313,000,000.00 | 600,000,000.00 | 227,000,000.00 | 268,000,000.00 | 87,000,000.00 |
| 营业成本(元) | |||||
| 个人贷款业务(元) | 7,615,000,000.00 | 17,514,000,000.00 | 7,746,000,000.00 | 16,228,000,000.00 | 7,818,000,000.00 |
| 理财业务(元) | 1,257,000,000.00 | 11,512,000,000.00 | 2,310,000,000.00 | 4,514,000,000.00 | 1,865,000,000.00 |
| 债券投资(元) | 10,475,000,000.00 | 18,167,000,000.00 | 8,911,000,000.00 | 20,695,000,000.00 | 9,146,000,000.00 |
| 其他(元) | 107,000,000.00 | 91,000,000.00 | -83,000,000.00 | -20,000,000.00 | 247,000,000.00 |
| 毛利(元) | |||||
| 个人贷款业务(元) | 3,565,000,000.00 | 4,280,000,000.00 | 3,348,000,000.00 | 8,734,000,000.00 | 4,924,000,000.00 |
| 理财业务(元) | 8,184,000,000.00 | 1,468,000,000.00 | 6,180,000,000.00 | 11,733,000,000.00 | 6,155,000,000.00 |
| 债券投资(元) | 6,839,000,000.00 | 14,495,000,000.00 | 7,496,000,000.00 | 7,745,000,000.00 | 5,549,000,000.00 |
| 其他(元) | 206,000,000.00 | 509,000,000.00 | 310,000,000.00 | 288,000,000.00 | -160,000,000.00 |
| 毛利率(%) | |||||
| 个人贷款业务(%) | 31.89 | 19.64 | 30.18 | 34.99 | 38.64 |
| 理财业务(%) | 86.69 | 11.31 | 72.79 | 72.22 | 76.75 |
| 债券投资(%) | 39.50 | 44.38 | 45.69 | 27.23 | 37.76 |
| 其他(%) | 65.81 | 84.83 | 136.56 | 107.46 | -183.91 |
| 收入构成(%) | |||||
| 个人贷款业务(%) | 29.23 | 32.03 | 30.63 | 35.70 | 35.85 |
| 理财业务(%) | 24.68 | 19.08 | 23.44 | 23.24 | 22.56 |
| 债券投资(%) | 45.27 | 48.01 | 45.30 | 40.68 | 41.34 |
| 其他(%) | 0.82 | 0.88 | 0.63 | 0.38 | 0.24 |
| 毛利构成(%) | |||||
| 个人贷款业务(%) | 18.97 | 20.62 | 19.31 | 30.65 | 29.90 |
| 理财业务(%) | 43.55 | 7.07 | 35.65 | 41.17 | 37.38 |
| 债券投资(%) | 36.39 | 69.85 | 43.24 | 27.18 | 33.70 |
| 其他(%) | 1.10 | 2.45 | 1.79 | 1.01 | -0.97 |