| 2025年中报 | 2024年年报 | 2024年中报 | 2023年年报 | 2023年中报 | |
|---|---|---|---|---|---|
| 营业收入(元) | |||||
| 个人贷款业务(元) | 11,094,000,000.00 | 24,962,000,000.00 | 12,742,000,000.00 | 24,446,000,000.00 | 11,995,000,000.00 |
| 理财业务(元) | 8,490,000,000.00 | 16,247,000,000.00 | 8,020,000,000.00 | 12,936,000,000.00 | 6,589,000,000.00 |
| 债券投资(元) | 16,407,000,000.00 | 28,440,000,000.00 | 14,695,000,000.00 | 28,714,000,000.00 | 14,729,000,000.00 |
| 其他(元) | 227,000,000.00 | 268,000,000.00 | 87,000,000.00 | 615,000,000.00 | 101,000,000.00 |
| 营业成本(元) | |||||
| 个人贷款业务(元) | 7,746,000,000.00 | 16,228,000,000.00 | 7,818,000,000.00 | 15,498,000,000.00 | 6,498,000,000.00 |
| 理财业务(元) | 2,310,000,000.00 | 4,514,000,000.00 | 1,865,000,000.00 | 7,793,000,000.00 | 3,080,000,000.00 |
| 债券投资(元) | 8,911,000,000.00 | 20,695,000,000.00 | 9,146,000,000.00 | 14,939,000,000.00 | 7,738,000,000.00 |
| 其他(元) | -83,000,000.00 | -20,000,000.00 | 247,000,000.00 | 369,000,000.00 | 67,000,000.00 |
| 毛利(元) | |||||
| 个人贷款业务(元) | 3,348,000,000.00 | 8,734,000,000.00 | 4,924,000,000.00 | 8,948,000,000.00 | 5,497,000,000.00 |
| 理财业务(元) | 6,180,000,000.00 | 11,733,000,000.00 | 6,155,000,000.00 | 5,143,000,000.00 | 3,509,000,000.00 |
| 债券投资(元) | 7,496,000,000.00 | 7,745,000,000.00 | 5,549,000,000.00 | 13,775,000,000.00 | 6,991,000,000.00 |
| 其他(元) | 310,000,000.00 | 288,000,000.00 | -160,000,000.00 | 246,000,000.00 | 34,000,000.00 |
| 毛利率(%) | |||||
| 个人贷款业务(%) | 30.18 | 34.99 | 38.64 | 36.60 | 45.83 |
| 理财业务(%) | 72.79 | 72.22 | 76.75 | 39.76 | 53.26 |
| 债券投资(%) | 45.69 | 27.23 | 37.76 | 47.97 | 47.46 |
| 其他(%) | 136.56 | 107.46 | -183.91 | 40.00 | 33.66 |
| 收入构成(%) | |||||
| 个人贷款业务(%) | 30.63 | 35.70 | 35.85 | 36.64 | 35.90 |
| 理财业务(%) | 23.44 | 23.24 | 22.56 | 19.39 | 19.72 |
| 债券投资(%) | 45.30 | 40.68 | 41.34 | 43.04 | 44.08 |
| 其他(%) | 0.63 | 0.38 | 0.24 | 0.92 | 0.30 |
| 毛利构成(%) | |||||
| 个人贷款业务(%) | 19.31 | 30.65 | 29.90 | 31.83 | 34.29 |
| 理财业务(%) | 35.65 | 41.17 | 37.38 | 18.29 | 21.89 |
| 债券投资(%) | 43.24 | 27.18 | 33.70 | 49.00 | 43.61 |
| 其他(%) | 1.79 | 1.01 | -0.97 | 0.88 | 0.21 |