| 2025年中报 | 2024年年报 | 2024年中报 | |
|---|---|---|---|
| 营业收入(元) | |||
| 个人贷款业务(元) | 11,094,000,000.00 | 24,962,000,000.00 | 12,742,000,000.00 |
| 理财业务(元) | 8,490,000,000.00 | 16,247,000,000.00 | 8,020,000,000.00 |
| 债券投资(元) | 16,407,000,000.00 | 28,440,000,000.00 | 14,695,000,000.00 |
| 其他(元) | 227,000,000.00 | 268,000,000.00 | 87,000,000.00 |
| 营业成本(元) | |||
| 个人贷款业务(元) | 7,746,000,000.00 | 16,228,000,000.00 | 7,818,000,000.00 |
| 理财业务(元) | 2,310,000,000.00 | 4,514,000,000.00 | 1,865,000,000.00 |
| 债券投资(元) | 8,911,000,000.00 | 20,695,000,000.00 | 9,146,000,000.00 |
| 其他(元) | -83,000,000.00 | -20,000,000.00 | 247,000,000.00 |
| 毛利(元) | |||
| 个人贷款业务(元) | 3,348,000,000.00 | 8,734,000,000.00 | 4,924,000,000.00 |
| 理财业务(元) | 6,180,000,000.00 | 11,733,000,000.00 | 6,155,000,000.00 |
| 债券投资(元) | 7,496,000,000.00 | 7,745,000,000.00 | 5,549,000,000.00 |
| 其他(元) | 310,000,000.00 | 288,000,000.00 | -160,000,000.00 |
| 毛利率(%) | |||
| 个人贷款业务(%) | 30.18 | 34.99 | 38.64 |
| 理财业务(%) | 72.79 | 72.22 | 76.75 |
| 债券投资(%) | 45.69 | 27.23 | 37.76 |
| 其他(%) | 136.56 | 107.46 | -183.91 |
| 收入构成(%) | |||
| 个人贷款业务(%) | 30.63 | 35.70 | 35.85 |
| 理财业务(%) | 23.44 | 23.24 | 22.56 |
| 债券投资(%) | 45.30 | 40.68 | 41.34 |
| 其他(%) | 0.63 | 0.38 | 0.24 |
| 毛利构成(%) | |||
| 个人贷款业务(%) | 19.31 | 30.65 | 29.90 |
| 理财业务(%) | 35.65 | 41.17 | 37.38 |
| 债券投资(%) | 43.24 | 27.18 | 33.70 |
| 其他(%) | 1.79 | 1.01 | -0.97 |