| 2023年年报 | 2023年中报 | 2022年年报 | 2022年中报 | |
|---|---|---|---|---|
| 营业收入(元) | ||||
| 个人贷款业务(元) | 24,446,000,000.00 | 11,995,000,000.00 | 22,226,000,000.00 | 10,365,000,000.00 |
| 理财业务(元) | 12,936,000,000.00 | 6,589,000,000.00 | 8,544,000,000.00 | 4,602,000,000.00 |
| 债券投资(元) | 28,714,000,000.00 | 14,729,000,000.00 | 35,358,000,000.00 | 18,902,000,000.00 |
| 其他主营业务(元) | - | - | - | 74,000,000.00 |
| 其他(元) | 615,000,000.00 | 101,000,000.00 | 148,000,000.00 | 74,000,000.00 |
| 营业成本(元) | ||||
| 个人贷款业务(元) | 15,498,000,000.00 | 6,498,000,000.00 | 13,102,000,000.00 | 6,401,000,000.00 |
| 理财业务(元) | 7,793,000,000.00 | 3,080,000,000.00 | 10,331,000,000.00 | 3,685,000,000.00 |
| 债券投资(元) | 14,939,000,000.00 | 7,738,000,000.00 | 15,616,000,000.00 | 8,681,000,000.00 |
| 其他主营业务(元) | - | - | - | 66,000,000.00 |
| 其他(元) | 369,000,000.00 | 67,000,000.00 | 283,000,000.00 | 66,000,000.00 |
| 毛利(元) | ||||
| 个人贷款业务(元) | 8,948,000,000.00 | 5,497,000,000.00 | 9,124,000,000.00 | 3,964,000,000.00 |
| 理财业务(元) | 5,143,000,000.00 | 3,509,000,000.00 | -1,787,000,000.00 | 917,000,000.00 |
| 债券投资(元) | 13,775,000,000.00 | 6,991,000,000.00 | 19,742,000,000.00 | 10,221,000,000.00 |
| 其他主营业务(元) | - | - | - | 8,000,000.00 |
| 其他(元) | 246,000,000.00 | 34,000,000.00 | -135,000,000.00 | 8,000,000.00 |
| 毛利率(%) | ||||
| 个人贷款业务(%) | 36.60 | 45.83 | 41.05 | 38.24 |
| 理财业务(%) | 39.76 | 53.26 | -20.92 | 19.93 |
| 债券投资(%) | 47.97 | 47.46 | 55.83 | 54.07 |
| 其他主营业务(%) | - | - | - | 10.81 |
| 其他(%) | 40.00 | 33.66 | -91.22 | 10.81 |
| 收入构成(%) | ||||
| 个人贷款业务(%) | 36.64 | 35.90 | 33.54 | 30.47 |
| 理财业务(%) | 19.39 | 19.72 | 12.89 | 13.53 |
| 债券投资(%) | 43.04 | 44.08 | 53.35 | 55.57 |
| 其他主营业务(%) | - | - | - | 0.22 |
| 其他(%) | 0.92 | 0.30 | 0.22 | 0.22 |
| 毛利构成(%) | ||||
| 个人贷款业务(%) | 31.83 | 34.29 | 33.86 | 26.22 |
| 理财业务(%) | 18.29 | 21.89 | -6.63 | 6.07 |
| 债券投资(%) | 49.00 | 43.61 | 73.27 | 67.61 |
| 其他主营业务(%) | - | - | - | 0.05 |
| 其他(%) | 0.88 | 0.21 | -0.50 | 0.05 |